Hiscox Insurance Company Inc. is the carrier on all Hiscox NOW products and is rated 'A' (Excellent) by A.M. Best.

The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.

All Hiscox NOW policies (PL, GL, BOP, and Cyber) are admitted products. Our GL and BOP policies are ISO-based forms.

Our minimum premiums vary by policy type and aggregate limit. Premiums start at:

• Professional Liability (PL): $270
• General Liability (GL): $350
• Business Owner’s Policy (BOP): $500

• Tailored Coverage: We don’t offer a one-size-fits-all insurance plan. We tailor our coverage to your needs, allowing you to change your coverage as your business changes.
• Fast and Simple: We only ask questions that relate to your business and industry, so you can get a quote in minutes online or by phone. Once you buy a policy, we’ll also email all your documents to you immediately.
• Flexible Payment Options: We offer you various payment options to help manage your cash flow.
• Passion for Service: Hiscox is rated a 4.7/5 for customer satisfaction, out of 1,067 reviewers.
• 100+ Years of Experience: The Hiscox Group is a global insurer that traces its origins back over 100 years.

You can quote online or by phone in minutes! Once you receive a quote with a premium, it is automatically 'approved' based on the information you provided and it's instantly bindable!

Before you exit the journey, simply click the “Save” button at the bottom of the screen. It will prompt you to create a username (email) and password to retrieve all saved quotes, if you haven't already done so. If you already have a username and password, enter it at this time.

 If you have a Hiscox account, you can log in to view all of your pending quotes from your agent dashboard. You can even search for a specific quote by entering your client’s business name or reference number in the search field.

Yes, we do. You can quote online and purchase coverage with the same-day effective date all in one day!

Hiscox NOW accepts credit and debit cards (Visa, Mastercard, American Express). We offer annual or monthly payment plans with no additional fees, so financing options from premium financing companies are not needed.

Monthly billings are automatically processed from the credit or debit card provided by your client. They will receive the payment dates at the time of purchase or when they call in to make changes to their pay plan. There is no monthly receipt emailed or physically mailed to your client.  

Our policies automatically renew using the payment method used at time of purchase. You and your customer will be emailed copies of the policy documents and new terms in advance of the renewal date (typically 45-60 days in advance).

We will only charge the standard monthly rate upon renewal, except for artisan contractors, landscapers, janitors, and retailers*.  A two-months down payment is only required at the initial policy inception date.

*Artisan contractors, landscapers, janitors and retailers require a 25% down payment upon renewal.

Claims are handled directly by our Hiscox claims team. You or your client can report a claim online anytime.