Experts in liability insurance

Partner Agent experts in liability

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Available Products

Hiscox NOW’s admitted professional liability, general liability, business owner's insurance, and cyber security insurance are available for hundreds of small business professions.
Professional Liability Insurance

Professional liability (PL), also known as Errors and Omissions Insurance (E&O), protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Business Owner's Insurance

Business owner's policy (BOP) is a combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Cyber Security Insurance

Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

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Frequently Asked Questions

See all FAQs

What is your A.M. Best rating?

Hiscox Insurance Company Inc. is the carrier on all Hiscox NOW products and is rated 'A' (Excellent) by A.M. Best

Are all Hiscox NOW policies written on an admitted basis using ISO products? 

All Hiscox NOW policies (PL, GL, BOP, and Cyber) are admitted products. Our GL and BOP policies are ISO-based forms.

How do I get a quote and how long does it take?

You can quote online or by phone in minutes! Once you receive a quote with a premium, it is automatically 'approved' based on the information you provided and it's instantly bindable!

Will Hiscox ever communicate directly with my client?

Hiscox NOW respects the relationship between you and your client. We will only contact your client directly regarding their existing policy (policy documents, renewal notifications, billing issues, etc.) and you will always be copied in on these emails. 

Contact Us

Hiscox

For questions about products or coverage information, please contact a Hiscox licensed advisor.

  • 1-866-739-0727 (Mon-Fri, 7am-10pm ET)

Para obtener información sobre productos y cobertura, por favor contacte un agente licenciado de Hiscox de habla hispana.

  • 1-833-816-2810 (Lun-Vie, 9am-10pm ET)

Morstan General Agency

For questions about the partnership, please contact Chadd Guss.

The use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.

Business insurance products are underwritten by Hiscox Insurance Company Inc., 30 N. LaSalle St., Suite 1760, Chicago, IL 60602. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states. As of December 31, 2021, HICI had admitted assets of $1,250,758,353 and policyholders surplus of $332,792,666. Total liabilities were $917,965,687 (inclusive of $433,752,764 of loss reserves) and paid-up capital stock was $4,242,000.