Hiscox NOW Appetite Guide

Hiscox NOW allows you to quote and bind small business insurance online in minutes with a same-day effective date. Admitted PL/E&O, GL and BOP coverage are available for over 180 professions.

  • PL/E&O and GL coverage is available in all states except AK.
  • BOP available in all states except AK, AL, AR, DE, FL, HI, ID, IA, KS, KY, LA, ME, MS, MT, NE, ND, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WV, WY.

The use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.

Business insurance products are underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago, IL 60603. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states. As of December 31, 2020, HICI had admitted assets of $1,022,623,751 and policyholders surplus of $288,410,992. Total liabilities were $734,212,759 (inclusive of $327,715,543 of loss reserves) and paid up capital stock was $4,242,000.