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Partner Consumer Banner

A trusted partnership

Get a fast, free business insurance quote now and buy your policy online in minutes!

Please enter a valid zip code.

Retrieve a quote

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Speak with a licensed GEICO insurance agent
Monday – Friday: 8am – 9pm ET
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Rated 4.8/5
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Lunes - Viernes: 9am -10pm (hora del este)

What kind of insurance does my business need?

GEICO is pleased to partner with Hiscox to offer liability insurance to help protect small business owners from claims or lawsuits made against your business.

Professional Liability Insurance

Professional liability (PL), also known as Errors and Omissions Insurance (E&O), protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.

Professional Liability Insurance

Professional liability (PL), also known as Errors and Omissions Insurance (E&O), protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Business Owner's Insurance

Business owner's policy (BOP) is a combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Business Owner's Insurance

Business owner's policy (BOP) is a combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Cyber Security Insurance

Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

Cyber Security Insurance

Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

Industries we cover

Allied Health

In your allied health business, you face a variety of risks. Clients could make a claim against you for a misdiagnosis, breach of privacy, or even sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for health professionals.

Allied Health

In your allied health business, you face a variety of risks. Clients could make a claim against you for a misdiagnosis, breach of privacy, or even sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for health professionals.

Architecture and Engineering

Architects and engineers face specific risks in their businesses, ranging from code violations and projects that go over schedule or budget to injuries or accidents on the job site. Protect your business with liability insurance tailored for architects and engineers.

Architecture and Engineering

Architects and engineers face specific risks in their businesses, ranging from code violations and projects that go over schedule or budget to injuries or accidents on the job site. Protect your business with liability insurance tailored for architects and engineers.

Artisan Contractors

You face specific risks in your business, like injuries on the job site, accidental damage to your client’s property, or even slander from one of your employees. Protect the business you’ve worked so hard to build with liability insurance tailored for artisan contractors.

Artisan Contractors

You face specific risks in your business, like injuries on the job site, accidental damage to your client’s property, or even slander from one of your employees. Protect the business you’ve worked so hard to build with liability insurance tailored for artisan contractors.

Consulting

You face specific risks in your consulting or freelancing business, from personal injury like libel or slander, to projects that exceed the schedule or budget, to accidents or injuries in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for consultants and freelancers.

Consulting

You face specific risks in your consulting or freelancing business, from personal injury like libel or slander, to projects that exceed the schedule or budget, to accidents or injuries in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for consultants and freelancers.

Creative

As a creative or design professional, you face risks that are specific to your business. These can include things like copyright infringement, a claim of negligence from a dissatisfied customer, or even an accident or injury in your office. Liability insurance that’s tailored for creative and design professionals can protect the business you’ve worked so hard to build.

Creative

As a creative or design professional, you face risks that are specific to your business. These can include things like copyright infringement, a claim of negligence from a dissatisfied customer, or even an accident or injury in your office. Liability insurance that’s tailored for creative and design professionals can protect the business you’ve worked so hard to build.

Financial Services

You face specific risks in your business as a financial professional. You could be sued by a client for a mistake made by one of your staff, or if your client is dissatisfied with your service or results. You could even be liable if someone is injured while in your office. Liability insurance that’s tailored for financial professionals can protect the business you’ve worked so hard to build.

Financial Services

You face specific risks in your business as a financial professional. You could be sued by a client for a mistake made by one of your staff, or if your client is dissatisfied with your service or results. You could even be liable if someone is injured while in your office. Liability insurance that’s tailored for financial professionals can protect the business you’ve worked so hard to build.

Landscaping and Janitorial

Landscapers and janitorial professionals face specific risks, including claims of bodily injury or property damage when you are working at a client's location. With liability insurance that is customized for the risks you face, you can protect the business you've worked so hard to build.

Landscaping and Janitorial

Landscapers and janitorial professionals face specific risks, including claims of bodily injury or property damage when you are working at a client's location. With liability insurance that is customized for the risks you face, you can protect the business you've worked so hard to build.

Legal Services

As a provider of legal services, you know how common lawsuits are, and how even a suit without merit can be costly to defend. You can be protected from the risks that are specific to your business with liability insurance that is customized for legal services professionals.

Legal Services

As a provider of legal services, you know how common lawsuits are, and how even a suit without merit can be costly to defend. You can be protected from the risks that are specific to your business with liability insurance that is customized for legal services professionals.

Marketing and PR

As a marketing and PR professional, you face specific risks in your business. These could include a client who thinks you damaged their brand, personal injury like slander or libel, or even an accident or injury in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for marketing and PR professionals.

Marketing and PR

As a marketing and PR professional, you face specific risks in your business. These could include a client who thinks you damaged their brand, personal injury like slander or libel, or even an accident or injury in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for marketing and PR professionals.

Medical and Dental Offices

There are certain risks that are specific to medical and dental offices, including the risk of bodily injury, property damage, personal injury and negligence. Protect the business you've worked so hard to build, with customized insurance that covers the specific risks you face.

Medical and Dental Offices

There are certain risks that are specific to medical and dental offices, including the risk of bodily injury, property damage, personal injury and negligence. Protect the business you've worked so hard to build, with customized insurance that covers the specific risks you face.

Miscellaneous Services

Service providers face specific risks, including the risk of a lawsuit because they did something they shouldn't have, or they didn't do something they should have. Protect the business you've worked so hard to build with insurance that's customized for your service business.

Miscellaneous Services

Service providers face specific risks, including the risk of a lawsuit because they did something they shouldn't have, or they didn't do something they should have. Protect the business you've worked so hard to build with insurance that's customized for your service business.

Mobile Food Services

Your mobile food service business faces specific risks, ranging from injury or property damage to failing to complete a contract as agreed. Liability insurance - customized for mobile food services businesses like yours - can protect the business you've worked so hard to build.

Mobile Food Services

Your mobile food service business faces specific risks, ranging from injury or property damage to failing to complete a contract as agreed. Liability insurance - customized for mobile food services businesses like yours - can protect the business you've worked so hard to build.

Pet Care Services

You provide the best possible service for pets in your care, but there are still risks. If an owner is injured in your shop, or if they feel you were negligent in your care, you could be looking at a lawsuit. Having liability insurance that's customized for pet care service providers can protect the business you've worked so hard to build.

Pet Care Services

You provide the best possible service for pets in your care, but there are still risks. If an owner is injured in your shop, or if they feel you were negligent in your care, you could be looking at a lawsuit. Having liability insurance that's customized for pet care service providers can protect the business you've worked so hard to build.

Printers and Publishers

Printers and publishers face specific risks, which can range from printing the wrong date on a fundraiser invitation to claims of plagiarism or copyright infringement. Liability insurance that's customized for the specific risks faced by printers and publishers can protect they business you've worked so hard to build.

Printers and Publishers

Printers and publishers face specific risks, which can range from printing the wrong date on a fundraiser invitation to claims of plagiarism or copyright infringement. Liability insurance that's customized for the specific risks faced by printers and publishers can protect they business you've worked so hard to build.

Restaurant and Food Services

Restaurants and food service businesses face specific risks, including injury to a customer or damage to their property. You could even be sued for negligence if a function does not happen as planned. Liability insurance that's customized for restaurants and food service businesses can protect you from claims and lawsuits.

Restaurant and Food Services

Restaurants and food service businesses face specific risks, including injury to a customer or damage to their property. You could even be sued for negligence if a function does not happen as planned. Liability insurance that's customized for restaurants and food service businesses can protect you from claims and lawsuits.

Real Estate

Real estate professionals face specific risks, ranging from property that gets damaged at an open house to a client who thinks you priced their home too low. With liability insurance that’s tailored for real estate professionals, you can protect the business you’ve worked so hard to build.

Real Estate

Real estate professionals face specific risks, ranging from property that gets damaged at an open house to a client who thinks you priced their home too low. With liability insurance that’s tailored for real estate professionals, you can protect the business you’ve worked so hard to build.

Retail

You’ve worked hard to build your retail business. Now protect it against the specific risks you face, like an accident or injury in your store, or even personal injury like slander or libel. Liability insurance that’s tailored for retail businesses can protect you.

Retail

You’ve worked hard to build your retail business. Now protect it against the specific risks you face, like an accident or injury in your store, or even personal injury like slander or libel. Liability insurance that’s tailored for retail businesses can protect you.

Technology

You face specific risks in your IT/Technology business, ranging from lawsuits resulting from a client’s assertion that your application failed, to copyright infringement, to damage to a client’s equipment or data. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for IT and technology consultants.

Technology

You face specific risks in your IT/Technology business, ranging from lawsuits resulting from a client’s assertion that your application failed, to copyright infringement, to damage to a client’s equipment or data. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for IT and technology consultants.

And Many More

In business, you never know when you’ll be faced with an accident or lawsuit. Even if you haven’t made a mistake, you can be sued. That's why Hiscox helps protect hundreds of small business professions by offering liability insurance tailored to their field. Contact us for a quote today.

And Many More

In business, you never know when you’ll be faced with an accident or lawsuit. Even if you haven’t made a mistake, you can be sued. That's why Hiscox helps protect hundreds of small business professions by offering liability insurance tailored to their field. Contact us for a quote today.

Who is Hiscox Insurance?

Unlike many insurance companies, Hiscox targets specific types of insurance in which we develop expertise, often focusing on areas others find too complex to insure.

Why Choose Hiscox Small Business Insurance?
  • Tailored Coverage: We don’t offer a one-size-fits-all insurance plan. We tailor our coverage to your needs, allowing you to change your coverage as your business changes.
  • Fast and Simple: We only ask questions that relate to your business and industry, so you can get a quote in minutes online or by phone. Once you buy a policy, we’ll also email all your documents to you immediately.
  • Flexible Payment Options: We offer you various payment options to help manage your cash flow.
  • Passion for Service: Hiscox is rated a 4.8/5 for customer satisfaction, out of 8,000+ reviewers
  • 100+ Years of Experience: The Hiscox Group is a global insurer that traces its origins back over 100 years.
What is your A.M. Best rating?

Hiscox Insurance Company Inc. is rated ‘A' (Excellent) by A.M. Best.

How long has Hiscox been in business for?

The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.

How quickly does Hiscox process claims?

Most claims are processed within 10-20 business days. Here’s how our claims process generally works:

  1. Acknowledge a Reported Claim (within 24 hours)
    We’ll email you a reference number and emergency contact details in case your claim requires urgent handling. 
  2. Representative Assigned (within 2 business days)
    Hiscox assigns a specialized claims professional to your claim and will contact you within 2 business days to hear about your situation, explain next steps and answer questions.
  3. Coverage Validated (within 5-10 business days)
    Your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage. 
  4. Decision Made (within 10-20 business days)
    Your claims representative will contact you with a decision and next steps after validating your coverage

Quote online or call a GEICO licensed insurance agent


The use of this portal to obtain a premium quotation does not alter or change your relationship with Hiscox or your customer. At all times you remain broker for the applicant and not an agent of Hiscox.

Business insurance products are underwritten by Hiscox Insurance Company Inc., 30 N. LaSalle St., Suite 1760, Chicago, IL 60602. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states. As of December 31, 2021, HICI had admitted assets of $1,250,758,353 and policyholders surplus of $332,792,666. Total liabilities were $917,965,687 (inclusive of $433,752,764 of loss reserves) and paid-up capital stock was $4,242,000.