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Monday – Friday: 8am – 9pm ET
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Monday – Friday: 8am – 9pm ET
94%
Rated
4.7
/
5 
with
12,232 
reviews between 10-25-11 and 10-17-18
94%
Feefo Reviews: Hiscox rated
4.7 
out of
5 
with
12,232 
reviews between 10-25-11 and 10-17-18.
94%
Rated
4.7
/
5 
with
12,232 
reviews between 10-25-11 and 10-17-18
94%
Feefo Reviews: Hiscox rated
4.7 
out of
5 
with
12,232 
reviews between 10-25-11 and 10-17-18.
Speak with a licensed GEICO insurance agent
Monday – Friday: 8am – 9pm ET
Call
Speak with a licensed GEICO insurance agent
Monday – Friday: 8am – 9pm ET

What kind of insurance does my business need?

GEICO is pleased to partner with Hiscox to offer liability insurance to help protect small business owners from claims or lawsuits made against your business.

Professional Liability Insurance

Hiscox professional liability insurance, also called errors and omissions insurance (E&O), protects you if you are sued for negligently performing your services, even if you haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit.

Professional Liability Insurance

Hiscox professional liability insurance, also called errors and omissions insurance (E&O), protects you if you are sued for negligently performing your services, even if you haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Business Owners Insurance

A business owners policy (BOP) includes general liability coverage and protection for your business property. This balanced coverage protects your own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Business Owners Insurance

A business owners policy (BOP) includes general liability coverage and protection for your business property. This balanced coverage protects your own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Industries we cover

Architecture & Engineering

Architects and engineers face specific risks in their businesses, ranging from code violations and projects that go over schedule or budget to injuries or accidents on the job site. Protect your business with liability insurance tailored for architects and engineers.

Architecture & Engineering

Architects and engineers face specific risks in their businesses, ranging from code violations and projects that go over schedule or budget to injuries or accidents on the job site. Protect your business with liability insurance tailored for architects and engineers.

Artisan Contractors

You face specific risks in your business, like injuries on the job site, accidental damage to your client’s property, or even slander from one of your employees. Protect the business you’ve worked so hard to build with liability insurance tailored for artisan contractors.

Artisan Contractors

You face specific risks in your business, like injuries on the job site, accidental damage to your client’s property, or even slander from one of your employees. Protect the business you’ve worked so hard to build with liability insurance tailored for artisan contractors.

Beauty

Beauty professionals face a variety of risks, ranging from allergic reactions to products or claims of emotional distress, to slip-and-fall accidents in your shop. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for beauty professionals.

Beauty

Beauty professionals face a variety of risks, ranging from allergic reactions to products or claims of emotional distress, to slip-and-fall accidents in your shop. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for beauty professionals.

Consulting & Freelancing

You face specific risks in your consulting or freelancing business, from personal injury like libel or slander, to projects that exceed the schedule or budget, to accidents or injuries in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for consultants and freelancers.

Consulting & Freelancing

You face specific risks in your consulting or freelancing business, from personal injury like libel or slander, to projects that exceed the schedule or budget, to accidents or injuries in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for consultants and freelancers.

Creative & Design

As a creative or design professional, you face risks that are specific to your business. These can include things like copyright infringement, a claim of negligence from a dissatisfied customer, or even an accident or injury in your office. Liability insurance that’s tailored for creative and design professionals can protect the business you’ve worked so hard to build.

Creative & Design

As a creative or design professional, you face risks that are specific to your business. These can include things like copyright infringement, a claim of negligence from a dissatisfied customer, or even an accident or injury in your office. Liability insurance that’s tailored for creative and design professionals can protect the business you’ve worked so hard to build.

Financial

You face specific risks in your business as a financial professional. You could be sued by a client for a mistake made by one of your staff, or if your client is dissatisfied with your service or results. You could even be liable if someone is injured while in your office. Liability insurance that’s tailored for financial professionals can protect the business you’ve worked so hard to build.

Financial

You face specific risks in your business as a financial professional. You could be sued by a client for a mistake made by one of your staff, or if your client is dissatisfied with your service or results. You could even be liable if someone is injured while in your office. Liability insurance that’s tailored for financial professionals can protect the business you’ve worked so hard to build.

Fitness

In your fitness business you face specific risks, like an injury to a client during a workout, or even a claim of sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance tailored for fitness professionals.

Fitness

In your fitness business you face specific risks, like an injury to a client during a workout, or even a claim of sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance tailored for fitness professionals.

Health

In your allied health business, you face a variety of risks. Clients could make a claim against you for a misdiagnosis, breach of privacy , or even sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for health professionals.

Health

In your allied health business, you face a variety of risks. Clients could make a claim against you for a misdiagnosis, breach of privacy , or even sexual impropriety. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for health professionals.

Janitorial Services

You face specific risks in your janitorial business. These can include accidents or injuries on the job site, damage to clients’ property, or even personal injury like libel or slander. Protect the business you’ve worked so hard to build with tailored coverage for janitorial professionals.

Janitorial Services

You face specific risks in your janitorial business. These can include accidents or injuries on the job site, damage to clients’ property, or even personal injury like libel or slander. Protect the business you’ve worked so hard to build with tailored coverage for janitorial professionals.

Landscaping

You’ve worked hard to build your landscaping business. But you face specific risks, such accidental damage to client’s property while working or medical costs associated with a client tripping and falling over your tools. Liability insurance that’s tailored for landscaping professionals like you can help protect your business from risks like these.

Landscaping

You’ve worked hard to build your landscaping business. But you face specific risks, such accidental damage to client’s property while working or medical costs associated with a client tripping and falling over your tools. Liability insurance that’s tailored for landscaping professionals like you can help protect your business from risks like these.

Marketing & PR

As a marketing and PR professional, you face specific risks in your business. These could include a client who thinks you damaged their brand, personal injury like slander or libel, or even an accident or injury in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for marketing and PR professionals.

Marketing & PR

As a marketing and PR professional, you face specific risks in your business. These could include a client who thinks you damaged their brand, personal injury like slander or libel, or even an accident or injury in your office. Protect the business you’ve worked so hard to build with liability insurance that’s tailored for marketing and PR professionals.

Real Estate

Real estate professionals face specific risks, ranging from property that gets damaged at an open house to a client who thinks you priced their home too low. With liability insurance that’s tailored for real estate professionals, you can protect the business you’ve worked so hard to build.

Real Estate

Real estate professionals face specific risks, ranging from property that gets damaged at an open house to a client who thinks you priced their home too low. With liability insurance that’s tailored for real estate professionals, you can protect the business you’ve worked so hard to build.

Retail

You’ve worked hard to build your retail business. Now protect it against the specific risks you face, like an accident or injury in your store, or even personal injury like slander or libel. Liability insurance that’s tailored for retail businesses can protect you.

Retail

You’ve worked hard to build your retail business. Now protect it against the specific risks you face, like an accident or injury in your store, or even personal injury like slander or libel. Liability insurance that’s tailored for retail businesses can protect you.

Technology

You face specific risks in your IT/Technology business, ranging from lawsuits resulting from a client’s assertion that your application failed, to copyright infringement, to damage to a client’s equipment or data. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for IT and technology consultants.

Technology

You face specific risks in your IT/Technology business, ranging from lawsuits resulting from a client’s assertion that your application failed, to copyright infringement, to damage to a client’s equipment or data. Liability insurance can protect the business you’ve worked so hard to build with coverage that’s tailored for IT and technology consultants.

And Many More

In business, you never know when you’ll be faced with an accident or lawsuit. Even if you haven’t made a mistake, you can be sued. That's why Hiscox helps protects 150+ different small business professions by offering liability insurance tailored to their field. Contact us for a quote today.

And Many More

In business, you never know when you’ll be faced with an accident or lawsuit. Even if you haven’t made a mistake, you can be sued. That's why Hiscox helps protects 150+ different small business professions by offering liability insurance tailored to their field. Contact us for a quote today.

Who is Hiscox Insurance?

Unlike many insurance companies, Hiscox targets specific types of insurance in which we develop expertise, often focusing on areas others find too complex to insure.

Why Choose Hiscox Small Business Insurance?
  • Tailored Coverage: We don’t offer a one-size-fits-all insurance plan. We tailor our coverage to your needs, allowing you to change your coverage as your business changes.
  • Fast and Simple: We only ask questions that relate to your business and industry, so you can get a quote in minutes online or by phone. Once you buy a policy, we’ll also email all your documents to you immediately.
  • Flexible Payment Options: We offer you the option of making monthly payments (with no additional fees) to help manage your cash flow.
  • Passion for Service: Hiscox is rated a 4.8/5 for customer satisfaction, out of 8,000+ reviewers
  • 100+ Years of Experience: The Hiscox Group is a global insurer that traces its origins back over 100 years.
What is your A.M. Best rating?

Hiscox Insurance Company Inc. is rated ‘A' (Excellent) by A.M. Best.

How long has Hiscox been in business for?

The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.

How quickly does Hiscox process claims?

Most claims are processed within 10-20 business days. Here’s how our claims process generally works:

  1. Acknowledge a Reported Claim (within 24 hours)
    We’ll email you a reference number and emergency contact details in case your claim requires urgent handling. 
  2. Representative Assigned (within 2 business days)
    Hiscox assigns a specialized claims professional to your claim and will contact you within 2 business days to hear about your situation, explain next steps and answer questions.
  3. Coverage Validated (within 5-10 business days)
    Your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage. 
  4. Decision Made (within 10-20 business days)
    Your claims representative will contact you with a decision and next steps after validating your coverage

Quote online or call a GEICO licensed insurance agent

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Call 1-800-841-1621

Business insurance products are underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago, IL 60603. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states. As of December 31, 2018, Hiscox Insurance Company Inc. (HICI) had admitted assets of $577,623,458 and policyholders surplus of $178,288,905. Total liabilities were $399,334,553 (inclusive of $138,618,279 of loss reserves), and paid up capital stock was $4,200,000.

Commercial auto coverage is underwritten by Government Employees Insurance Company. In some cases coverage is provided through the GEICO Insurance Agency, Inc., either under an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate, or with non- affiliated insurance companies. Some discounts, coverages, payment plans and features are not available in all states. Government Employees Insurance Company is a subsidiary of Berkshire Hathaway Inc. GEICO: Washington, DC 20076.