• Tailored Coverage: We don’t offer a one-size-fits-all insurance plan. We tailor our coverage to your needs, allowing you to change your coverage as your business changes.
• Fast and Simple: We only ask questions that relate to your business and industry, so you can get a quote in minutes online or by phone. Once you buy a policy, we’ll also email all your documents to you immediately.
• Flexible Payment Options: We offer you various payment options to help manage your cash flow.
• Passion for Service: Hiscox is rated a 4.7/5 for customer satisfaction, out of 1,067 reviewers.
• 100+ Years of Experience: The Hiscox Group is a global insurer that traces its origins back over 100 years.

Hiscox Insurance Company Inc. is rated ‘A' (Excellent) by A.M. Best.

The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.

Most claims are processed within 10-20 business days. Here’s how our claims process generally works:

1. Acknowledge a Reported Claim (within 24 hours)
   We’ll email you a reference number and emergency contact details in case your claim requires urgent handling. 
2. Representative Assigned (within 2 business days)
   Hiscox assigns a specialized claims professional to your claim and will contact you within 2 business days to hear about your situation, explain next steps and answer questions.
3. Coverage Validated (within 5-10 business days)
   Your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage. 
4. Decision Made (within 10-20 business days)
   Your claims representative will contact you with a decision and next steps after validating your coverage