Home healthcare

Tailored industry coverage

 

Why purchase tailored coverage?

Home healthcare professionals experience specific exposures. Get coverage tailored specifically for your clients’ risks. 

Appetite

Includes healthcare services in patients’ private residences, assisted living, or independent living facilities:

  • skilled-nursing care
  • personal care
  • homemaker and companion services
  • physical therapy and other support services
  • in-home hospice care providers.

Related products

Package Home Healthcare with the following products: General Liability, Cyber, Crime, and Technology.

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Claims scenarios 

Not sure what risks our product covers? We’ve brought some scenarios to life.

Pediatric home healthcare

Infant patient requires skilled in-home care due to the use of a ventilator. Hours after the day nurse left, the baby stopped breathing and his mother called 911 to have him rushed to the hospital, where he passed away. The claim alleged that the day nurse was negligent in maintaining the child’s airway and named the nurse as well as her employer.

Pediatric home healthcare

Infant patient requires skilled in-home care due to the use of a ventilator. Hours after the day nurse left, the baby stopped breathing and his mother called 911 to have him rushed to the hospital, where he passed away. The claim alleged that the day nurse was negligent in maintaining the child’s airway and named the nurse as well as her employer.

Personal care aides

An elderly client is mobile and mentally capable, but still receives daily visits from a personal care aide for companionship and assistance. During one of her visits, the aide broke an expensive antique lamp on the side table while tidying up. The client became very upset and attempted to recover damages for her irreplaceable property.

Personal care aides

An elderly client is mobile and mentally capable, but still receives daily visits from a personal care aide for companionship and assistance. During one of her visits, the aide broke an expensive antique lamp on the side table while tidying up. The client became very upset and attempted to recover damages for her irreplaceable property.

Private home skilled nursing

A developmentally disabled adult lives with his family, but requires round the clock assistance with activities of daily living. He is not able to communicate verbally and was not able to alert his nurse when his bath water was much too hot. The resulting burns required medical attention and aftercare and his family sued the nurse and her agency alleging negligence.

Private home skilled nursing

A developmentally disabled adult lives with his family, but requires round the clock assistance with activities of daily living. He is not able to communicate verbally and was not able to alert his nurse when his bath water was much too hot. The resulting burns required medical attention and aftercare and his family sued the nurse and her agency alleging negligence.

In-home IV therapy

After administering an IV the registered nurse left the patient unattended and the patient fell while walking to the bathroom, injuring her hip. The claim alleges that the nurse should have assisted the patient after her treatment to avoid the fall.

In-home IV therapy

After administering an IV the registered nurse left the patient unattended and the patient fell while walking to the bathroom, injuring her hip. The claim alleges that the nurse should have assisted the patient after her treatment to avoid the fall.