Skip to main content
  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
Hiscox Insurance
Menu Toggle
  • Home
  • Small Business Insurance Small Business Insurance Toggle Menu
    Protect your business, plan for the unexpected, and help your business grow.
    • Top Coverages

      • General Liability Insurance

        The basic protection for claims against your business.

      • Errors and Omissions

        Protection against claims of negligence

      • Professional Liability

        Protection for specific risks in your field.

      • Business Owners Policy

        General Liability plus coverage for property.

      • Short-Term Liability Insurance

        Purchase coverage for a specific period of time.

      • Cyber Security Insurance

        Protection from cyber-related security risks.

      • Workers Compensation

        Protection from work-related illness or injury.

      • More Coverages

        Umbrella, Auto, Directors and Officers, and more

    • Coverage for 180+ Professions

      • Architects & Engineering
      • Beauty
      • Contractors
      • Consulting/Freelancing
      • IT/Technology
      • Landscapers
      • Marketing
      • View All Industries
    • Coverage for 49 States

      • View All States

    Retrieve Your Saved Quote

    Small Business Insurance Main Page

  • Why Hiscox Why Hiscox Toggle Menu
    With a single focus on Small Business Insurance, we provide fast, customized coverage just for you.
      • About Us
      • Customer Stories
      • Ratings & Reviews
      • Our Brand
      • Newsroom

    About Hiscox Main Page

  • Resources Resources Toggle Menu
    Insights and information to empower you and your business.
    • Blog
      • Start Your Business
      • Grow Your Business
      • Protect Your Business
      • Celebrate Courage
      • Business Insurance 101
      • Research & Insights
      • Partner Services
      • Insurance Glossary
      • Profit Calculator
      • Business Templates

    Resources Main Page

  • Policy Management Policy Management Toggle Menu
    We make it easy for policy-holders to make changes, access documents, and report claims.
    • Manage Your Policy Online

      • Hiscox Policy Management

        • Change Business Address
        • Get an ACORD Certificate
        • Get a Certificate of Insurance
        • Issue an ACORD for an Additional Insured
        • Request Policy Documents
        • And more

    • Claims

      • Claims Center
      • Report a Claim
      • Claims FAQs
      • Claims Customer Reviews
      • Cyber Vendor Services
      • Refer a friend

    If you purchased coverage from a broker and would like to update or change your policy, please contact your broker.

    Policy Management Main Page

  • Claims Center
  • Contact Us
  • Español
  • Brokers & Agents
  • About
  • Get a Quote Get a Quote
  • About
  • Get a Quote Get a Quote
  • Blog Home
    Start Your Business
    Grow Your Business
    Protect Your Business
    Celebrate Courage
    Search

    Twenty-Four Seven

    Sign up to get the latest small business news delivered right to your inbox.
    Close Close
    Start Your Business
    Feet of man and woman on golf course, putting practice. Golf instructor insurance.

    Why golf instructors need business insurance

    Entrepreneur | Start up
    By: Hiscox Blog

    Share Image

    Embed Image

    Copy

    Share Article:

    You most likely became a golf instructor because you have a passion for the sport, and spending your working hours outdoors probably doesn’t hurt either. However, the last thing you want to think about after giving a lesson is whether or not your student will sue you for something that occurred as a result of your instruction. That may sound sinister, but crazier things have happened, and you should take the proper steps to ensure that it doesn’t happen to you. 

    If you are a self-employed golf instructor, make sure you’re aware of the risks unique to your industry and how to protect yourself against them. Here’s what you need to know. 

    Why do golf instructors get sued?

    Golf instructors, just like any other kind of business owner, face risks common to their industry. Those risks most common to golf instructors include claims of bodily injury or property damage, and claims of negligence.

    3 Examples of lawsuits against golf instructors

    1. One reason that golf instructors may face lawsuits is due to injuries on the golf course or driving range. Even if it’s not your fault, your student could sue you if they get hurt. For instance, they could blame your instruction for causing them to throw out their back. 
    2. You could also be sued if you lose your client’s personal information that is protected by HIPPA. For instance, say you misplace a new student information form that consists of the home address, emergency contact and primary care physician of your client. You could be sued under these circumstances.
    3. The last common reason that golf instructors may get sued is for damage to personal property. If a golf cart runs over your student’s golf bag, crushing their clubs, you could be on the hook for damages. 

    What types of insurance policies are available to golf instructors?

    There are two kinds of business insurance policies that golf instructors need: professional and general liability insurance. A professional liability policy protects you from claims of negligence and loss of personal information. General liability insurance will cover you for claims of bodily injury and property damage.

    How can insurance help grow your golf instructor business?

    If you are getting into a contract with a new club, golf course, or driving range, you may need to provide proof of insurance, known as a COI or an ACORD. With an insurance policy through Hiscox, you can get easy access to an ACORD in minutes and prove that you’re covered.

    Students will appreciate knowing that you’re covered, too – it demonstrates that you operate a legitimate business and are protected if the unexpected occurs. 
    Learn more about business insurance tailored for golf instructors. 


    Protect Your Business

    Protect the business you’ve worked so hard to build. Get a fast, free quote and your business could be covered today.

    Get a Quote
    Get a Quote
    Subscribe to our newsletter

    Related Articles

    7 Min Read
    Women's History Month

    5 Lessons from women entrepreneurs who were pioneers in their time

    Entrepreneur | Small business inspiration

    Throughout history, women have had to work harder for opportunities at entrepreneurship, however, this hasn’t stopped them from forging ahead and starting their own businesses. Check out 5 Lessons from women entrepreneurs throughout history.  Read More

    5 Min Read
    Storefront. How to qualify as a small business.

    How to qualify as a small business 

    Start up | Small business inspiration

    There are some advantages to being classified as a small business. To help you find out if your business meets the standards to qualify as small, read these guidelines from the Small Business Administration (SBA). Read More

    6 Min Read
    Desk, red lamp, stylish. Home office. Home-based business.

    How to start a home-based business

    Start up | Entrepreneur

    With a rapidly changing workforce, many people are choosing to open home-based businesses. Is this the right choice for you? And which industries lend themselves well to a home-based model?  Read More


    We’re here to help.
    We provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.
    Get a Quote
    Get a Quote
    Blog, Footer2021
    • What We Cover
      • Business Insurance
      • General Liability Insurance
      • Professional Liability Insurance
      • Errors and Omissions
      • Cyber Security Insurance
      • Workers Compensation
      • Other Coverage
    • Who We Cover
      • Small Business Owners
      • LLC
      • Side Hustle
      • Contractors
      • Home Businesses
      • 180+ Professions
    • For Our Customers
      • Refer a Friend Program
      • Covid-19 Response
      • Claims Center
    • For Business Owners
      • Save with our Partners
      • Hiscox Podcast for Business
    • About Hiscox
      • About Us
      • Careers
      • Contact Us
      • Hiscox Corporate
      • Investors
      • Foundation
      • Newsroom
      • We Stand Together
      • Affiliate Partner Program
    Blog, Footer, 2nd Row (new)
    • Accessibility
    • Site Map
    • Privacy Policy
    • Terms of Use
    • Legal Notices
    • Español

    Feefo Reviews: Hiscox rated 4.8/5 with 2,032 reviews between January 31, 2020 - January 21, 2021

    © 2021 Hiscox Inc. All rights reserved. Underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago, IL 60603. As of December 31, 2020, HICI had admitted assets of $1,022,623,751 and policyholders surplus of $288,410,992. Total liabilities were $734,212,759 (inclusive of $327,715,543 of loss reserves) and paid up capital stock was $4,242,000.

    icon-facebook
    icon-youtube
    icon-twitter
    icon-linkedin