If you own a small business, general liability insurance protects you if there’s an accident or injury in your workplace or caused by one of your employees. A certificate of liability insurance (COI) also known as an ACORD certificate of liability insurance and serves as proof of your  insurance coverage.

Liability Insurance

If you are starting a small business, there are numerous things to consider. Asides from the straight-forward corporate side of things, including registering your company with the IRS and considering small business insurance, you need to think about the world wide web if you want to be seen as a modern, forward thinking company.

Making your living as a photographer may seem like a dream come true, but there can be pitfalls to managing this type of small business. Here are a few situations in which a dream assignment turned into a nightmare.

"I think entrepreneurs are born with a special spark that enables them to see things that other people cannot see."