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94%
Feefo Reviews: Hiscox rated 4.8 out of 5 with 2,977 reviews between 10-1-18 and 10-1-19.
Rated 4.8 / 5 with 2,977 reviews between 10-1-18 and 10-1-19.

Get insurance coverage customized to your field

Understanding the different kinds of small business insurance and the specific risks your business faces will help you choose the right insurance coverage. Click on a profession to start learning how to protect your business with small business insurance.

Small Business Insurance

Learn about the different categories of business insurance and how to easily purchase a policy online.

Go to Small Business Insurance

 

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General
Liability

General liability is the most common form of liability insurance, providing a broad spectrum of protection, such as unexpected and unintentional bodily injury, property damage, and personal/advertising injury.

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Professional Liability

Also known as errors and omissions (E&O) coverage, this type of business insurance protects you from claims of negligence while conducting business. You’re protected even if you haven’t made a mistake.

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Errors and Omissions

This type of small business insurance coverage keeps you protected against claims of negligence or failing to perform any professional services you offer.

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Business Owner's Policy

A selection of small business insurance coverage that combines general liability and property insurance to protect your company’s assets.

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Workers Compensation

A type of business insurance that protects you from the costs associated with an employee’s work-related illness or injury. Without workers compensation, employers could incur penalties and fines.

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Cyber
Security

Cyber security insurance protects your business from cyber-attacks and helps you detect an attack early with a suite of tools to educate you and your employees about cyber risks to your business.

Browse other types of business insurance

Specialty business insurance for larger businesses

For more complex risks, Hiscox offers flexible business insurance. Available through a broker only.

Professional Liability

This type of tailored business insurance coverage provides professionals with a policy that fits their industry's unique risks. For instance, coverage for legal proceedings and damages due to professional services or advice are just some of the protections we provide.

Professional Liability

This type of tailored business insurance coverage provides professionals with a policy that fits their industry's unique risks. For instance, coverage for legal proceedings and damages due to professional services or advice are just some of the protections we provide.

Cyber

Our cyber coverage protects businesses against targeted attacks and is designed to cover data, privacy, and networking exposures. As experts in the cyber insurance industry, we offer value-added services to help educate and train businesses to be more cyber ready.

Cyber

Our cyber coverage protects businesses against targeted attacks and is designed to cover data, privacy, and networking exposures. As experts in the cyber insurance industry, we offer value-added services to help educate and train businesses to be more cyber ready.

Executive Risks

Hiscox C-Suite is a management liability and crime solution specifically designed to meet the needs of company executives.

Executive Risks

Hiscox C-Suite is a management liability and crime solution specifically designed to meet the needs of company executives.

Financial Services

We offer custom business insurance protection through Hiscox FS. Hiscox FS provides protection to firms facing greater scrutiny and complex regulation in an increasingly litigious investment environment.

Financial Services

We offer custom business insurance protection through Hiscox FS. Hiscox FS provides protection to firms facing greater scrutiny and complex regulation in an increasingly litigious investment environment.

Media & Entertainment

We specialize in business insurance to cover media liabilities and entertainment production. We offer creative solutions to broadly protect, publishers, broadcasters, advertising agencies, and video and film producers.

Media & Entertainment

We specialize in business insurance to cover media liabilities and entertainment production. We offer creative solutions to broadly protect, publishers, broadcasters, advertising agencies, and video and film producers.

Terrorism

Hiscox R5 is our suite of Terrorism Insurance products go beyond traditional insurance coverage. We provide solutions for malicious threats and active shooter events. An insured can customize the exact coverage that fits their business needs.

Terrorism

Hiscox R5 is our suite of Terrorism Insurance products go beyond traditional insurance coverage. We provide solutions for malicious threats and active shooter events. An insured can customize the exact coverage that fits their business needs.

General Liability

We offer comprehensive general liability coverage. Our experienced underwriters across all regions are available to help you find the right policy for your business.

General Liability

We offer comprehensive general liability coverage. Our experienced underwriters across all regions are available to help you find the right policy for your business.

Hiscox Customer Reviews

Reviews of Hiscox business insurance

94%
Feefo Reviews: Hiscox rated 4.8 out of 5 with 2,977 reviews between 10-1-18 and 10-1-19.
Rated 4.8 / 5 with 2,977 reviews between 10-1-18 and 10-1-19.
pi_17580_quotation

Very smooth, very automated. Agents I interacted with were informed, helpful, and professional. It took one click to obtain the certificates for all my clients in PDF. This was far more efficient than going through a broker (or multiple) as I had before. Estimated savings 10 hours per year due to Hiscox automation. Thanks Hiscox!

Gregory — 08 August 2018

Insights and tools to grow your business

The best tips and tools to help you choose the right type of small business insurance

Go to Hiscox Blog

Spotlight on Kenneth: An inspiring veteran who started a small business

From joining the military at the age of 17 to starting a successful cleaning business, veteran and Hiscox customer Kenneth is committed to serving others. We’re proud to serve him so he can focus on expanding his business and growing his customer base.

2019 Cyber Readiness Report - Woman on Phone

The 2019 Cyber Readiness Report

The Hiscox Cyber Readiness Report 2019™ reveals that over half of U.S. firms reported a cyber incident in the past year, and over a quarter reported more than four attacks. Fewer companies are experts at cyber preparedness than in years past. How does your company stack up?

Ageism in the workplace - older man with coworkers

2019 Hiscox Ageism in the Workplace Study

Read the latest data on an array of risks related to age discrimination. Learn how to detect ageism and to prevent it in your company.

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Resource Center

FAQs about Hiscox business insurance, blog posts, and partnership information can all be found in our resource center.

Podcast

Side Hustle to Small Business

Real stories from Hiscox customers who turned a side hustle into a small business. Listen to the podcast and get a behind the scenes look in our customer videos.

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Our Brand

Learn more about Hiscox business insurance and how we encourage courage.

Quote online or call a licensed insurance agent