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Workers Compensation Insurance


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1 (855) 743-2308



What is Workers Compensation Insurance?


Workers Compensation is a system of state laws that ensure that injured workers receive prompt and fair compensation for work-related injuries and diseases. In most states, laws require you to pay for an injured worker’s medical care, lost wages, and death benefits. Failure to have workers compensation insurance can leave you liable to pay for benefits out of pocket, and subject to fines or penalties by the state.


Examples of possible work-related accidents or diseases include:


  • Trips and Falls.
  • Repetitive Stress.
  • Strains.
  • Unsafe work conditions.


Who is required to have Workers Compensation Insurance?


In general, if you’re an employer and your business has employees, you are required by law to have Workers Compensation Insurance. Hiscox currently offers Workers Compensation Insurance in the states of California, Illinois and New York ONLY.



Get the Liability Insurance that best meets your needs


A Hiscox Workers Compensation Insurance policy must be purchased with another Hiscox business insurance policy, such as general liability insurance, professional liability insurance, or business owners policy. This gives your business greater protection.



 Workers Compensation Insurance 


To learn more about Hiscox Workers Compensation Insurance or to get a free quote, call us at 855-743-2308 and speak to a licensed agent, Monday-Friday 8am-10pm ET.


Why choose Hiscox?


Hiscox specializes in business insurance for professional services businesses like yours.

  • Tailored Insurance: We tailor coverage to the nature of your business or field.
  • Approvals and Rating: Our products have been approved by the Department of Insurance, and are underwritten by Hiscox Insurance Company Inc., an Illinois insurer that is rated A (Excellent) by A.M. Best.
  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help manage your cash flow.
  • Claims responsiveness: When a covered claim is reported, we will immediately contact you and, where necessary, appoint an attorney to defend you, even if the claim is without merit.
  • Passion for service: We have received a 4.8/5 customer satisfaction rating and have been voted a top 100 Business Influencer.



Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you still have questions, you can call us at 855-743-2308 and speak with a Hiscox licensed agent, Monday-Friday from 8am-10pm ET.


Rated 4.8/5 for customer satisfaction on feefo – 8,531 reviews

Mike, San Francisco, CA
“Instantly received documents. Quick, clear and reasonable price”
Quick, clear and reasonable. They emailed me my documents before I even hung up the phone that I could use immediately.
Thank you Hiscox!

Deborah, San Francisco, CA
“Excellent service by Hiscox”
Very pleased with fast response

Luisa, San Diego, CA
“Exactly what I was looking for”
It was good, professional, fast and just what I needed. Thanks!

Jose, Chula Vista, CA
Excellent service from start to end of process, extreme customer service from rep. absolutely stay with this corp for long time

Mark, San Diego, CA
“Happily Satisfied!”
No issues; the representative was knowledgeable and worked with me to identify the necessary coverage in a smooth and efficient process.

Workers Compensation insurance is subject to underwriting guidelines.  Not available for all classes of business.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered.

Underwritten by Hiscox Insurance Company Inc., 104 South Michigan Avenue, Suite 600, Chicago IL 60603.  Administered by Hiscox Inc., doing business in CA as Hiscox Insurance Agency.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


Mon-Fri: 8am - 10pm EST