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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
Great value - tailored coverage starts from just $22.50/mo.
Fast and simple - online quotes or speak to a licensed agent for immediate coverage.
Rated 97% for service ( 6,592 reviews)
BUSINESS INSURANCE FAQS
As a safety consultant, you face certain risks that are specific to your business. Hiscox understands these risks and we customize coverage for your specific business needs.
Negligence: You are hired by a business to perform an OSHA compliance audit. The business fails to fully implement all of your recommendations and later faces severe fines from the government. The client sues you, and even though you are not at fault, you incur substantial costs to defend yourself. Your professional liability insurance policy could cover these costs, up to policy limits.
Bodily Injury: A potential client visits your office to discuss the possibility of future business. As he leaves, he slips on the steps and sprains his ankle. His medical costs and lost wages could be covered by your general liability insurance policy, up to the limit of your liability.
Property Damage: While you are in a client’s home, you knock over and break an expensive antique vase. We may cover the cost to replace the vase, up to the limits of your liability.
Personal Injury: A client accuses your firm of spreading a rumor regarding the effectiveness of their senior management . A general liability insurance policy could cover your defense costs, as well as any settlement or judgement, up to your liability limits.
What's Not Covered: It’s important to note that General Liability insurance provides coverage for claims or lawsuits brought by another person, business, or other party, but provides no coverage for loss or damage to your own property or property you have in your care, custody or control.
Get a fast free quote online from our partner InsuranceBee or call 855-974-6363 between the hours of 9:00am to 5:30pm ET (Monday thru Friday).
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
Mon-Fri: 8am – 9:30pm EST
© 2017 Hiscox Inc. All rights reserved.
Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.