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Insurance for Photographers

As a professional photographer, you’re a specialist in your field, and we are specialists at insuring it. We understand the unique risks you face.  That's why we offer customized photographer liability insurance tailored to fit your specific needs.

Professional liability insurance

Faulty memory card:  You have been contracted to photograph an event, and your memory card  fails causing you to lose all of your pictures.  Your client could make a claim against you for failure to deliver the services promised.  Professional liability insurance protects you against claims of negligence even if you haven’t made a mistake.

Dissatisfied client:  You are hired to photograph a wedding, but you forget to take pictures of key family members.  Your client may make a claim against you for negligence regarding the failure to fully deliver the services agreed upon.  Professional liability insurance (errors and omissions insurance) protects you if such a claim is made.

Learn more about professional liability insurance.

General liability insurance

Bodily injury:  As a photographer your job often involves equipment setup that can create a high risk environment for slips and falls.  General liability insurance protects you against third-party claims for bodily injury and related medical costs.

Learn more about general liability insurance.

Business owner insurance

Equipment damage: Photographs and video can’t be taken without the proper equipment.  Our business owner insurance combines general liability coverage with protection for your photography equipment such as cameras, lights, computers, and grip equipment used to provide your service.

Learn more about business owner insurance.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


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Why choose Hiscox? We provide customized small business insurance at competitive rates when you buy direct.Hiscox Customer ratings

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