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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
Great value - tailored coverage starts from just $22.50/mo.
Fast and simple - online quotes or speak to a licensed agent for immediate coverage.
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BUSINESS INSURANCE FAQS
As a manufacturing sales rep, you have to manage the relationships between manufacturers and your customers, and this exposes you to specialized risks. Hiscox understands these risks and we customize coverage for your specific business needs.
Negligence: A popular material you represent is recalled for quality control issues. One of your clients who purchased a large quantity of the material suffers significant losses due to delays in shipping their product. The manufacturer of the material pays some of these costs, and the production company sues you for the rest. Your professional liability policy may cover you for these costs, in accordance with liability limits.
Bodily Injury: A client comes to your office to sign a contract. The sidewalk leading to your office is icy due to a recent snowstorm, and the client slips and falls, injuring himself. His medical costs could be covered by your general liability policy, up to the limit of your liability.
Property Damage: While touring a manufacturing plant with a prospective customer, you accidentally spill a cup of coffee on piece of electronic equipment, damaging it beyond repair. Your general liability policy may cover the cost to replace the equipment, up to the limit of your liability.
Personal Injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your limits of liability, and pay for an attorney to defend you if necessary.
What's Not Covered: It’s important to note that General Liability insurance provides coverage for claims or lawsuits brought by another person, business, or other party, but provides no coverage for loss or damage to your own property or property you have in your care, custody or control.
Get a fast free quote online from our partner InsuranceBee or call 855-974-6363 between the hours of 9am to 5:30pm ET (Monday thru Friday).
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.