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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
Great value - tailored coverage starts from just $22.50/mo.
Fast and simple - online quotes or speak to a licensed agent for immediate coverage.
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BUSINESS INSURANCE FAQS
As a land surveyor, property owners depend on the accuracy of your work, so you face specific risks. Hiscox understands these risks and we customize coverage for your specific business needs.
Negligence: You complete a survey for a commercial property. The owner begins excavating based on your report, and the excavation contractor hits a gas line. The building has to be evacuated until the line can be repaired and gas service restored. The owner of the building sues you for lost revenue. You could be covered by a professional liability policy for defense costs as well as any settlement or judgement, up to your limit of liability.
Bodily Injury: A worker at a site that you are surveying trips over your equipment, injuring himself. He makes a claim for the medical costs associated with his injuries, and for the wages he loses as a result. A general liability insurance policy could cover those costs, up to your limit of liability.
Property Damage: While conducting a site survey at a horticultural museum, you inadvertently walk across an area where rare seedlings were recently planted. Several of the plants were destroyed. Your general liability insurance policy may cover the cost to replace the plants, up to your policy limits.
Personal Injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your limits of liability, and pay for an attorney to defend you if necessary.
What's Not Covered: It’s important to note that General Liability insurance provides coverage for claims or lawsuits brought by another person, business, or other party, but provides no coverage for loss or damage to your own property or property you have in your care, custody or control.
Get a fast free quote online from our partner InsuranceBee or call 855-974-6363 between the hours of 9am to 5:30pm ET (Monday thru Friday).
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.