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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
Great value - tailored coverage starts from just $22.50/mo.
Fast and simple - online quotes or speak to a licensed agent for immediate coverage.
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BUSINESS INSURANCE FAQS
As an independent insurance inspector, you face specific risks in your business. Hiscox understands these risks and we customize coverage for your specific business needs.
Negligence: You are hired to determine the rebuild cost of a high value home. A couple of years later a fire destroys the home. The insured value is found to be insufficient and you are sued for failing to properly value unique and valuable features in the home. Your professional liability policy could cover your defense costs as well as any settlement or judgement, up to the limits of your liability.
Property Damage: While inspecting a home, you knock an expensive vase off a table, shattering it. The homeowner makes a claim for the replacement cost of the vase. A general liability policy could cover the cost, up to the limits of your liability.
Personal Injury: A prospective client comes to your office and trips over the area rug, breaking his wrist. His medical costs and lost wages may be covered by your general liability policy, up to policy limits.
What's Not Covered: It’s important to note that General Liability insurance provides coverage for claims or lawsuits brought by another person, business, or other party, but provides no coverage for loss or damage to your own property or property you have in your care, custody or control.
Get a fast free quote online from our partner InsuranceBee or call 855-974-6363 between the hours of 9am to 5:30pm ET (Monday thru Friday).
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
Mon-Fri: 8am – 9:30pm EST
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Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.