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Insurance for Insurance Agents

Tailored Insurance for INSURANCE AGENTS

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As an insurance agent, you make sure your clients are protected against risk. Yet you face unique risks in your own business. Hiscox understands these risks and we customize coverage for your specific business needs.

 

Professional Liability Insurance

 

Negligence: An insurance agent writes an auto insurance policy for a cost-conscious customer with an older vehicle. The customer decides to forego collision insurance on the vehicle in order to save on the premium. Six months later, the customer is in an accident that totals the car. They claim that the insurance agent never told them they would not be covered, and they sue the agent. A professional liability policy could protect the agent, including paying defense costs.

 

Dissatisfied Client: A life insurance agent sells a term life insurance policy to a young executive who has small children and a stay-at-home spouse. The agent does not discuss the need to also insure the spouse. The spouse passes away unexpectedly, and the executive sues the agent for failing to recommend coverage on the spouse. The agent could be protected by a professional liability policy.

 

 

General Liability Insurance

 

Bodily Injury: A client comes to your office on a rainy day and slips on the floor in your waiting area, breaking her hip. She makes a claim for medical costs. Your policy may cover these costs, up to your limit of liability.

 

Property Damage: You go to a client’s office to take a policy application. While you are there, you knock an expensive collectible off a shelf and it breaks. Your general liability policy could protect you for the cost to replace the item, up to your limit of liability.

 

Personal Injury: While at lunch, one of your employees talks to the owner of the deli about one of your clients in a false and unflattering way. The client learns of this conversation and sues for slander. We may cover the subsequent claim up to your limit of liability, and pay for an attorney to represent you if necessary.

 

What's Not Covered: It’s important to note that General Liability insurance provides coverage for claims or lawsuits brought by another person, business, or other party, but provides no coverage for loss or damage to your own property or property you have in your care, custody or control.

 

 

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.

 

 

 

Reviews 

Rated 4.8/5 for customer satisfaction on feefo – 8,531 reviews

 

 


Eugene, Laughlin, NV
Fast evaluation of my application. The only company I could find that accepts startup businesses. The price is right.

 

 

Lynne, Tampa Bay, FL
“Great Service and reasonable rates!”
I liked the experience and the service was great that I referred two colleagues!

 

 


Dodie, Petaluma, CA
“Amazingly easy for self-employed”
I purchased Business Liability Insurance man years ago when I was first self-employed and it was an arduous process that cost almost twice as much as this recent purchase. I was so completely thrilled at how easy it was and how fast it could be done. I also needed a Certificate of Insurance which Hiscox made simple, painless and professional!

 

 


Coria, Richmond, VA
“Great insurance…reasonable rates!”
Initially was suppose to receive some calls back and did not but I will say that everyone has always been courteous. When it did finalize my plan and package everything went great.

 

 


Terry, Chicago, IL
“Exceeded Expectations”
First I was pleased with the Hiscox long experience in providing biz insurance and how easy it was to use their website to get a quote and sign up. I made a typo mistake in my company name and it was easily correctable on the website. Soon after getting the insurance I had to add a client as "additional insured" and it was easy to get personal support from Hiscox to add the client and generate the policy paperwork I needed. I feel like I'm working with a company that knows what it's doing, has excellent products, easy-to-use website and accessible service! Exceeded expectations!

 


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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!

866-283-7545

Mon-Fri: 8am - 10pm ET