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Tailored Insurance for THERAPISTS

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Social Worker Insurance

 

If you are a licensed Social Worker , you can be sued – even if you have done nothing wrong.

Your best solution is to protect yourself with liability insurance.


What kind of liability insurance should you buy?


The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.

Social Workers can be sued for;

  • Incorrect treatment
  • Sexual impropriety
  • Breach of Confidence/privacy
  • Diagnosis: failure to or incorrect
  • Suicide of patient
  • Improper referral/placement
  • Improper death: patient or others
  • Defamation/libel/slander

 

 

Professional Liability Insurance

A social worker is treating a family that can’t get  along. The father is short tempered and abusive, the wife is shy and retiring and the teenage daughter is volatile and rebellious.  The social worker is working to make them talk more to each other but progress is slow. Finally, the daughter runs away from home and the husband tells the social worker that they blame her. He  wants his money back and he is also suing the social worker for damages.  Professional liability insurance (errors and omissions insurance) could protect you if such a claim is made


Learn more about professional liability insurance.


General Liability Insurance

A social worker  rents an office in a medical  professional building. A family attends a therapy session at the social workers office with two small children. The children act up in the climb up on a desk and both fall over injuring themselves and requiring medical attention The family sues the social worker for pain and suffering and medical costs. General liability insurance could protect you against third party claims for personal injury.


Learn more about general liability insurance.


After learning about professional and general liability insurance, go to the Hiscox quote box on top of the page and follow the prompts to get a fast quote. If you prefer, you can call and speak to a Hiscox licensed advisor, Monday thru Friday from 8am-10pm ET.


Reasons to Choose Hiscox

  • Customer satisfaction -- 96% of clients surveyed recommend us.
  • Insurance custom tailored to meet your needs and save you money
  • Financial Strength and Stability
    Hiscox Insurance Company Inc. is rated ‘A’ (Excellent) by A.M. Best

Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company.  This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027 and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.  

 

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!

866-283-7545

Mon-Fri: 8am - 10pm EST