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BUSINESS INSURANCE FAQS
If you are a licensed Occupational Therapist, you can be sued – even if you have done nothing wrong.
The bottom line is that you need to protect yourself with liability insurance.
Hiscox customizes your speech therapist insurance to fit the specific risks you face. To make it more convenient for you, we can put together a tailored package to protect both you and your business.
The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below. Then go to the Hiscox quote box on top of the page and follow the prompts to get a fast quote. If you prefer, you can call and speak to a Hiscox licensed advisor, Monday thru Friday from 8am-10pm ET.
A doctor recommends the services of an occupational therapist to an elderly stroke victim. The therapist sets up a schedule to work with the patient to gain her mobility and over around her apartment using her wheelchair. During the course of occupational therapy, when the patient is alone, she falls out of her wheelchair and has to be hospitalized. The patient believes that the accident was the fault of the occupational therapist for not providing adequate training. Professional liability insurance could protect you against claims of negligence even if you haven't done anything wrong.
Learn more about professional liability insurance.
An occupational therapy client is receiving treatment at the office of her therapist. She is being treated for memory loss and is engaging in a series of memory exercises. When he gets up to visit the ladies room she trips over an area rug and injures herself. General liability insurance protects you against third-party claims for bodily injury and related medical costs.
Learn more about general liability insurance.
Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027 and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states
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Underwritten by Hiscox Insurance Company Inc.
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