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CPR/First Aid Instructor Insurance

 

If you are a credentialed CPR Trainer, you can be sued – even if you have done nothing wrong.

Your best solution is to protect yourself with liability insurance.

 

What kind of liability insurance should you buy?


The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.

 

Professional Liability Insurance


A CPR trainer gives a comprehensive course on CPR to a community-based organization. Part of the training demonstrated how to perform CPR on an infant. Subsequently, one of the students in the case came upon an infant in a public park who was turning blue and unable to breathe. The student performed CPR too vigorously and the baby was injured with a bruised rib. The baby suffered no serious damage, but the parents sued the student and the instructor for teaching the wrong CPR methods.  Professional liability insurance (errors and omissions) insurance could protect you in such a situation.


Learn more about professional liability insurance.

 

General Liability Insurance


A CPR trainer is teaching a class at a local corporation. The instructor has prepared in advance and brings along a slide projector loaded with valuable graphics. The trainer sets up his equipment, but leaves the electrical cord stretched out. One of the students trips over the cord, falls down and drops and breaks  the laptop that he brought to take notes. The student later sues the instructor for the property damage he suffered. General liability insurance could protect against claims for bodily injury and property damage


Learn more about general liability insurance.

 

After learning about professional and general liability insurance, go to the Hiscox quote box on top of the page and follow the prompts to get a fast quote. If you prefer, you can call and speak with  a Hiscox licensed advisor, Monday thru Friday from 8am-10pm ET.

 

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    Hiscox Insurance Company Inc. is rated ‘A’ (Excellent) by A.M. Best

Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company.  This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027 and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.  

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!

866-283-7545

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