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Great value - tailored coverage starts from just $22.50/mo.
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BUSINESS INSURANCE FAQS
As a health professional you spend your working hours helping people feel and perform better. Every work day for you is different – different from the last, and different from the days of other health professionals. We understand this “differentness” and this is why the insurance for health professionals offered by Hiscox is customized to your specific needs. We cover a range of beauty industry professions, including (but not limited to):
Professional liability insurance, sometimes called errors and omissions insurance (E&O insurance), is coverage for claims against businesses that provide professional and personal services – businesses like yours. No matter how studied you are mistakes can be made. Here are two examples that, if they occurred, would wreck financial havoc on a health professional’s small business or private practice:
You need to know that you can be sued for negligently performing services even if you haven't made a mistake. Professional liability protects you in these instances.
General liability insurance protects you from third-party claims arising from bodily injury (slips and falls), personal injury (libel or slander), and damage to someone else's property. Since small business owners and independent professional in the health field often use equipment, procedures, and products that can accidentally cause harm as well as good, this is coverage they shouldn’t be without. When would a health professional need general liability insurance? Here are two examples:
You need professional liability and general liability coverages to watch out for your practice, just like you watch out for your clients. Hiscox is here to do just that.
This overwhelming majority of our insureds are confident in recommending us to their circles – which means they’re more confident operating their businesses with Hiscox behind them. Get a fast, free quote now and get that Hiscox confidence behind your business, too.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.