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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
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BUSINESS INSURANCE FAQS
If you are a certified Zumba Instructor, you can be sued – even if you have done nothing wrong.
Your best solution is to protect yourself with liability insurance.
The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.
A Zumba instructor was teaching a dance class with many experienced students. The class was extremely energetic. A few days later, one of the most enthusiastic students claimed that she had sustained a swollen knee, because the instructor was pushing the class too hard. As a result, the student was unable to walk and missed a week of work. Professional liability insurance (errors and omissions insurance) could protect you if such a claim is made.
Learn more about professional liability insurance.
During a sweaty Zumba class, a student slipped on a wet spot and fell and fractured her wrist necessitating a visit to the emergency room. General liability insurance protects you against third-party claims for bodily injury, to the extent you are liable up to your limits, and related medical costs.
Learn more about general liability insurance.
After learning about professional and general liability insurance, go to the Hiscox quote box on top of the page and follow the prompts to get a fast quote. If you prefer, you can call and speak with a Hiscox licensed advisor, Monday thru Friday from 8am - 10pm ET.
Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027 and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
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