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BUSINESS INSURANCE FAQS
If you own a yoga studio, or similar business, you can be sued – even if you have done nothing wrong.
Your best solution is to protect yourself with liability insurance.
The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.
Most claims against yoga studios are made because of:
A yoga studio owner has been providing private instruction to a regular client.. The client develops lower back pain and blames the yoga teacher for inadequate supervision and providing poor instruction. Professional liability insurance, sometimes called errors and omissions insurance, could protect you if such a claim is made.
Learn more about professional liability insurance.
A yoga studio owner is proud of her beautiful premises. She has invested in beautiful hardwood floor and mirrors on all the walls. During one strenuous class a student lost his balance and fell against a mirror, breaking it and cutting himself. General liability insurance could protect you against such claims made by another person.
Learn more about general liability insurance.
After learning about professional and general liability insurance, go to the Hiscox quote box on top of the page and follow the prompts to get a fast quote. If you prefer, you can call and speak to a Hiscox licensed advisor, Monday thru Friday from 8am-10pm ET.
Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states As of December 31, 2013, HICI had admitted assets of $125,241,688 and policyholders surplus of $55,327,308. Total liabilities were $69,914,380 (inclusive of $18,052,572 in reserves) and paid up capital stock was $4,200,000.
1 A.M. Best rating as of December 5, 2013
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
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