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Spa Insurance



If you own a day spa, massage studio or similar health & beauty business, you can be sued, even if you have done nothing wrong.

Your best solution is to protect yourself with liability insurance.

 

What kind of liability insurance should you buy?

The coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.

Professional Liability Insurance

Professional Liability insurance may be suitable if you provide spa services including:

  • Massages
  • Facials & Peels
  • Body Wraps
  • Aromatherapy
  • Eyelash & Eyebrow Enhancements

Professional Liability protects you from claims of incompetence, malpractice or sexual misconduct. Many spa owners elect to buy this coverage, not only for themselves, but also for every technician or therapist who works on their premises and serves their clients.

Learn more about professional liability insurance.

General liability insurance

This is basic insurance to protect your business. General Liability Insurance is often referred to as "slip and fall" insurance. If a client gets up after a facial and trips and falls over a folded message table, she could claim that this was your fault and sue for bodily injury and medical expenses. General liability could protect you against such claims.

Learn more about general liability insurance.

Reasons to Choose Hiscox

  • Customer satisfaction -- Hiscox maintains a 97% customer satisfaction ranking.
  • Insurance custom tailored to meet your needs and save you money
  • Financial Strength and Stability
  • Hiscox Insurance Company Inc. is rated ‘A’ (Excellent) by A.M. Best

 

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm EST.

 

 

Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company.  This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027  and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.  

 

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!

866-283-7545

Mon-Fri: 8am - 10pm EST