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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
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BUSINESS INSURANCE FAQS
If you own a day spa, massage studio or similar health & beauty business, you can be sued, even if you have done nothing wrong.
Your best solution is to protect yourself with liability insurance.
The coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.
Professional Liability insurance may be suitable if you provide spa services including:
Professional Liability protects you from claims of incompetence, malpractice or sexual misconduct. Many spa owners elect to buy this coverage, not only for themselves, but also for every technician or therapist who works on their premises and serves their clients.
Learn more about professional liability insurance.
This is basic insurance to protect your business. General Liability Insurance is often referred to as "slip and fall" insurance. If a client gets up after a facial and trips and falls over a folded message table, she could claim that this was your fault and sue for bodily injury and medical expenses. General liability could protect you against such claims.
Learn more about general liability insurance.
Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm EST.
Underwritten by Hiscox Insurance Company Inc., a Chicago based insurance company. This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
The A.M. Best rating is for HICI which, as of December 31, 2014, had admitted assets of $149,432,027 and policyholders surplus of $55,021,013. Total liabilities were $94,411,014 (inclusive of $27,773,319 in reserves) and paid up capital stock was $4,200,000.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.
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