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BUSINESS INSURANCE FAQS
Nail Technician Insurance is critical if you are a licensed nail technician. You can be sued – even if you have done nothing wrong. Cutting a client during a manicure or pedicure and causing them injury is something you could be held liable for. Your best solution is to protect yourself with nail technician insurance.
The nail technician insurance that is best for you depends on the details of your business. Many Hiscox customers optimize their coverage by choosing both professional liability insurance and general liability insurance policies. To assure that you get the best coverage for your business, see the examples below.
Sometimes called errors and omissions insurance (E&O insurance), is coverage for claims against businesses that provide professional and personal services – for businesses like yours. When is it important to have professional liability insurance for massage therapists? Examples include:
Nail technician insurance protects you if you are sued for making a mistake - whether you actually made a mistake or not, and such a lawsuit can arise months or years after the event allegedly took place.
Sometimes called commercial general liability (CGL) is nail technician insurance that protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Having this kind of coverage is beneficial in several instances:
You need professional liability and general liability coverages to watch out for your salon, just like you watch out for your clients. Hiscox is here to do just that.
Get a fast, free quote now and get that Hiscox confidence behind your business. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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