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BUSINESS INSURANCE FAQS
If you are a licensed esthetician, you can be sued – even if you have done nothing wrong.
Your best solution is to protect yourself with liability insurance.
The exact coverage that is best for you depends on the details of your business. Many Hiscox customers seek to optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.
An esthetician applies a chemical peel to a client’s skin, but the client recently had been exposed to the sun, and the peel causes painful and unattractive skin burns. The client sues the esthetician. Professional liability insurance could protect you if such a claim is made.
Learn more about professional liability insurance.
An esthetician’s customer arrives for an appointment on a rainy day. The salon floor is wet and the customer falls and twists her ankle requiring emergency treatment. General liability insurance could protect against claims by other people for personal injury and property damage.
Learn more about general liability insurance.
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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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