Call our licensed agents at 1-866-283-7545
Tailored Insurance for BEAUTICIANS

* Please fill out all the required fields

Cosmetology Insurance

We specialize in protecting a range of cosmetology professions, such as:

  • Hairdresser/Beautician
  • Esthetician
  • Make-up artist
  • Nail technician
  • Barber
  • Small salon owner

Hiscox customizes your cosmetology insurance to fit the specific risks you face, such as a facial treatment gone wrong or a hair color treatment gone bad. Read more about the specific risks Hiscox covers.


Professional liability insurance

Emotional distress:  A hairdresser is dying a client's hair and leaves the treatment on for too long which results in scalp burns and damage to the hair itself. The client sues for emotional distress, bodily injury from the burns, and loss of wages because she could not return to work as a newscaster for several weeks. Professional liability insurance (errors and omissions insurance) protects you if such a claim is made.

Treatment gone wrong:  An esthetician applies a chemical peel to the client's skin, but the client had recently had a lot of sun exposure, and the peel causes painful and unattractive skin burns. The client sues the esthetician. Professional liability insurance protects you if such a claim is made.

Learn more about professional liability insurance.

General liability insurance

Bodily injury:  An esthetician performs a facial and then sends the client home with a high-end moisturizer that gives the client a skin rash. Since the product was distributed by this esthetician, the client makes a claim for damages, blaming the esthetician for providing a faulty product. General liability insurance protects you against third-party claims for bodily injury, to the extent you are liable up to your policy limits, and related medical costs.

Damage to your client's property:  A hairdresser is asked to perform on-site services for the bridal party of a wedding at her client's home. While there, her equipment malfunctions and starts a small fire. The client sues for damages to her home and mental distress. General liability insurance protects you against third-party claims for property damage and bodily injury, to the extent you are liable, and related medical costs.

Learn more about general liability insurance.

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm EST.




Rated 4.8/5 for customer satisfaction on feefo – 8,531 reviews

Ahmad, New York City, NY
Excellent- Quick- Professional

David, Clearwater, FL
Yes, Thanks for your professional service

Timothy, Seattle, WA
“Application was simple, quick.”
The application process was easy to use and explained each area with enough detail for me. I am a new customer, so I do not have a lot of experience with the Hiscox, but so far the experience is good.

Susan, Bloomfield, NY
“Returning to Hiscox”
Customer service is very friendly and helpful.

John, Florida
“Great quote”
Answered my questions and provided a good quote on my business insurance. I would recommend other small business check them out

Paul, John’s Creek, GA
“I would recommend Hiscox to trainers and students, Gives Playmar S&C a sense of security.”
Great experience.






See More

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


Mon-Fri: 8am - 10pm ET