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BUSINESS INSURANCE FAQS
Barber insurance, is integral for all barbers as you can be sued – even if you have done nothing wrong. Accidentally hurting a client with scissors to a slip and fall in your barbershop are all things you could be held liable for. Your best solution is to protect yourself with barber insurance.
The barber insurance coverage that is best for you depends on the details of your business. Many Hiscox customers optimize their coverage by choosing both professional liability and general liability policies. To assure that you get the best coverage for your business, see the examples below.
Sometimes called errors and omissions insurance (E&O insurance), is coverage for claims against businesses that provide professional and personal services – for businesses like yours. When is it important to have professional liability insurance for barbers? Examples include:
Barber insurance protects barbers if they are sued for making a mistake - whether you actually made a mistake or not, and such a lawsuit can arise months or years after the event allegedly took place.
Sometimes called commercial general liability (CGL) is barber insurance that protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Having this kind of barber insurance is beneficial in several instances:
You need professional liability and general liability coverages to watch out for your barbershop, just like you watch out for your clients. Hiscox is here to do just that.
Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Suite 600, Chicago, IL 60603.