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BUSINESS INSURANCE FAQS
The beauty industry is all glitz and glam on the outside with lots of serious business on the inside. You’ve dedicated your career to helping people look good and feel great about their appearance, and Hiscox is dedicated to providing you with small business insurance that’s customized to your specific needs. We cover a range of beauty industry professions, including (but not limited to):
Professional liability insurance, sometimes called errors and omissions insurance (E&O insurance), is coverage for claims against businesses that provide professional and personal services - business like yours. Some examples of the situations that could occur in your beauty business that, if you’re uninsured, could cause significant financial damage:
You need to know that you can be sued for negligently performing services, even if you haven't made a mistake. Professional liability protects you in these instances.
General liability insurance protects you from third-party claims arising from bodily injury (slips and falls), personal injury (libel or slander), and damage to someone else's property. When could general liability insurance come in handy? Here are some examples:
You need professional liability and general liability coverages to watch out for your practice, just like you watch out for your clients. Hiscox is here to do just that.
Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and the terms, conditions, and limits of the insurance policy, and is not available in all states.
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Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.