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BUSINESS INSURANCE FAQS
As a carpenter, you provide specialized services to your customers, so you face unique risks and need carpenter insurance to protect you. At Hiscox, we understand these risks and customize general liability insurance for your business to fit your specific needs.
General liability insurance also known as Commercial General Liability (CGL) protects your carpentry business from another person or business's claims of bodily injury, associated medical costs and damage to property.
Bodily injury: A prospective client comes to your shop to see examples of some of your work. It’s a rainy day, and on his way out he slips on your steps and falls, breaking his wrist. A general liability insurance for carpenters could cover his medical costs.
Property damage and data loss: You are renovating a room in a client’s home and their laptop is lying nearby. During the demolition phase you accidentally drop something on the laptop causing damage and loss of data. Your insurance may cover the subsequent claim up to your General Liability insurance policy's limits of liability.
Personal injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy's limits of liability, and pay for an attorney to defend you if necessary.
Learn more about general liability insurance.
Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.
Mon-Fri: 8am - 10pm EST
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104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.