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As a business consultant you help your clients improve their performance by solving problems and improving processes. At Hiscox we make it easy for business consultants to get specialized insurance coverage that’s tailored to your field.
Project management out of control: You have been contracted by a client to come in and organize a project that has run past its due date and is over budget. You commit to bringing the project to completion. As you dig into the project you realize that the former project manager did not present your client with an accurate view of deliverables and you are facing a scope of work that is twice as long as your original projection. When you present this finding to your client they are angry and accuse you of not doing your due diligence of project review up front before signing the contract. Professional liability insurance protects you against claims of negligence even if you haven’t made a mistake.
Learn more about professional liability insurance.
Damage to a client’s property: As a consultant you are often asked by your clients to purchase insurance as a contract requirement to begin work. This requirement protects you in the event you accidently damage your client’s property while working at their office. General liability insurance protects you against third-party claims for property damage.
Learn more about general liability insurance.
Equipment damage: Projects can’t be managed without the proper technology and communications equipment. Your damaged equipment could prevent you from working. Our business owner insurance combines general liability coverage with protection for your business equipment such as laptops, webcams, phones, and printers used to provide your service.
Learn more about business owner insurance.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Underwritten by Hiscox Insurance Company Inc.