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BUSINESS INSURANCE FAQS
As small business insurance specialists we understand that every business is different, which is why we don’t offer one-size-fits-all solution. We customize our small business insurance policies for New York business owners to fit the risks your company faces so you can get the right coverage, right now.
All small business owners should consider protecting their business with the right small business insurance. Hiscox small business insurance offers:
Professional Liability Insurance, also known as errors and omissions insurance (E&O insurance) covers another person’s claims against businesses that provide professional and personal services. Some examples of what could be covered include:
Learn more about professional liability insurance.
Errors and Omissions Insurance or professional liability insurance, protects against accusations of negligence or the failure to perform your professional services, regardless of whether or not you made a mistake. You should seriously consider errors and omissions coverage if your business:
Learn more about errors and omissions insurance.
General liability insurance, known as Commercial General Liability (CGL) protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Some examples of what could be covered are below:
Learn more about general liability insurance.
Business Owners Policy (BOP) is a combination of general liability and business property insurance. BOP is often used to provide balanced coverage for small businesses who also want to protect their own business equipment. Some examples of what could be covered are below:
Learn more about business owners policy.
Example professions we insurance in New York:
Give one of our licensed advisors a call Monday thru Friday 8am-10pm EST at 1-866-283-755 and we will help you find the right insurance for your business.
Our products have been fully approved by the New York Insurance Department and are underwritten by Hiscox Insurance Company Inc., an Illinois insurance company.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states.
Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 520 Madison Avenue, 32nd Floor, New York, NY 10022.
Hiscox is concerned for the safety and welfare of our customers. Customers who obtain an order of protection against another customer listed on the same policy may call us toll-free at 855-975-6266 to provide us with contact information that will not be disclosed to the person against whom the order was issued, as required by New York law. In addition, the New York State Domestic Violence Hotline may be reached toll-free at (800) 942-6906 and in New York City at (800) 621-HOPE (4673).
Mon-Fri: 8am - 10pm EST
© 2016 Hiscox Inc. All rights reserved.
Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.