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Georgia Business Insurance

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Georgia Small Business Insurance


Hiscox offers a range of business insurance coverage for small business owners in Georgia in need of the right insurance for their business, tailored to their needs.


Hiscox small business insurance products available in Georgia include:

Professional Liability Insurance, often called errors and omissions insurance (E&O insurance) provides coverage for another person’s claims against a business that provides professional and personal services. Some examples of what could be covered are below:

  • Dissatisfied client: A family counsellor is working with a wife, husband and teenage son. The couple is on the brink of divorce, and the son has been neglecting school and acting out. The problems worsen, and the family stops treatment. A few days later the son leaves home to move across the country to live with a distant relative, and the husband claims that situation was caused by the therapist. Professional liability insurance could protect you if such a claim is made.  
  • Negligence: A photographer is contracted to photograph a couple’s 50th anniversary. When uploading the photos to a computer the photographer’s memory card fails causing him to lose all of the pictures taken. The couple makes a claim against the photographer for failure to deliver the services agreed upon. A professional liability insurance policy could protect the photographer against claims of negligence, even if he didn’t make a mistake.


Learn more about professional liability insurance.


Errors and Omissions Insurance also called professional liability insurance protects your small business against accusations of negligence for failure to perform your professional services, even if you haven’t made a mistake. You should seriously consider errors and omissions coverage if your business:

  • Provides a professional service
  • Regularly gives advice
  • Is required by its clients to have E&O insurance


Learn more about errors and omissions insurance.


General Liability Insurance commonly referred to as Commercial General Liability Insurance (CGL) protects your business from another person or business’s claims of damage to property, bodily injury and associated medical costs. Some examples of what could be covered are below:

  • Bodily injury: A client slips on the steps up to their tax preparer’s office, breaking their ankle. The tax preparer is legally liable for the client's medical costs and time from lost work. General liability insurance could cover the claim up to the policy limits.
  • Property damage and data loss: A marketing consultant is working in a new client’s office when they accidentally spill coffee on the server. The machine is damaged beyond repair and valuable data is lost. The consultant’s general liability insurance could cover the cost to replace the server.
  • Personal injury: A consultant is overheard talking about an advertising firm’s client in an unflattering and incorrect way. The client learns of the discussion and sues the advertising firm for slander. A general liability policy could cover the subsequent claim, up to policy limits, and pay for an attorney to defend the firm if necessary.


Learn more about general liability insurance.


Business Owners Policy (BOP) combines business property and general liability insurance. BOP insurance is often used to provide balanced coverage for small businesses who want to cover their own business equipment. Some examples of what could be covered are below:

  • Office insurance for fire and business interruption
  • Electronic data loss insurance
  • Hired of non-owned vehicle liability insurance
  • Commercial crime insurance to cover the dishonesty of employees


Learn more about business owners insurance.


Professional service businesses we insure in Georgia:

  • Architects and Engineers
  • Business Consulting/ Training/Research
  • Marketing/PR/Design
  • Health, Beauty and Wellbeing
  • IT/Technology
  • Other professional services


Not sure what type of Georgia business insurance is right for you?

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday-Friday from 8am-10pm ET.


Our products have been approved by the Georgia Office of the Commissioner of Insurance, and are underwritten by Hiscox Insurance Company Inc., a Chicago, Illinois insurance company whose license number is 2000753.



Rated 4.8/5 for customer satisfaction on feefo – 8,531 reviews

Steven Bryan, Evans Georgia

"Great company and customer service"

It was awesome customer service and support was great and I got the coverage I needed. After talking to several other companies I finally found in a small professional fitness magazine. I had never heard of Hiscox before then and I have been in the industry over 25 years. Thanks for all the help.

Rebecca, Atlanta, Georgia

"Great Customer Service I felt like my Agent really Cared about my needs."
Fast, Easy, Friendly,& Knowledgeable

Jacquelyn, Georgia

"Outstanding customer relations."

The agent was eager (but not too much) to serve by providing information and making suggestions. Answered questions; clarified the various sections. Responded immediately the next day. Very respectful. Gave reasons for including or excluding versions sections

Lewis, Atlanta Georgia

"My service feedback with Hiscox"

Very good policy was received in a very timely manner.

Ursula, Georgia


I have never had a problem with this company. They are just awesome!



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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states. 

Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 520 Madison Avenue, 32nd Floor, New York, NY 10022.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


Mon-Fri: 8am - 10pm ET