General Liability Insurance Cost | Hiscox
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How Much Does General Liability Insurance Cost?

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Cost examples


Your general liability insurance cost will vary by business depending on the state, size of the business, and the limits/deductibles selected.


     IT/Technology consultant    Business consultant
State    San Francisco, CA    Dallas, TX
Annual payroll    $100,000    $200,000
Per occurrence limit    $500,000    $1,000,000
Aggregate limit    $2,000,000    $2,000,000
No deductible    $0    $0
Monthly cost    $29.17/mo.    $29.17/mo.
Annual cost    $350.00    $350.00



Competitive General Liability Insurance Cost


We want to save you money wherever we can. Below you’ll find a few more ways you can reduce your general liability insurance cost.


  • Good risk management is rewarded - If you employ good risk management procedures we'll reward you with lower rates.
  • Switcher rate reductions - If you currently have general liability coverage for your small business with another company we offer up to a 15% discount when you replace it with a Hiscox policy.
  • Home based businesses - If you run your business from home, we also offer further discounts of up to 10%.
  • Multiple product rate reduction - Buy more than one product from Hiscox, and we will offer up to an additional 5% rate reduction.


Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm EST.




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Javonda, Georgia
"Great Experience.
The information was accurate and the site was easy to navigate. My questions were answered and it was an overall great experience."



Jill, Iowa City, IA
"Fast as lightening, easy as pie! Unbelievable how fast and easy it was to obtain coverage. Thank you!"



Karen, Raleigh, NC
"Very Affordable coverage! Easy to understand and purchase online. Made my research easy and Hiscox was by far the best value out of all the companies I compared."



Lisa, Denver, Colorado
"Enjoyable, quick, stress free.The process was fast, easy and I like that I can do monthly payments and was able to find my quote online first! The customer service representative was super friendly and extremely helpful as well! I feel safe being insured with Hiscox for my personal training business! Thank you!"



Mark, Tennessee
"Satisfied Customer.
Excellent customer service. Hiscox provides great policy information and easy to understand detailed explanations of insurance terms. This allows for the ability to make a sound and informed business decision. I would recommend this company as a possible insurance source. I would purchase from them again."



Scott, Tampa, Florida
"Great Experience!
I had already tried several other options to secure General Liability Insurance for my sole member LLC but had not been successful. The Hiscox experience was easy and very affordable."



Laura, Hampton, VA
"Best company ever! They made the process super easy and quick."



This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


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General Liability Insurance

Rated 97% for service on feefo 4.85 stars - based on 6,072 reviews)