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'A' (excellent) rating by A.M. Best. Over 100 years of experience.
Great value - tailored coverage starts from just $22.50/mo.
Fast and simple - online quotes or speak to a licensed agent for immediate coverage.
Rated 97% for service ( 6,592 reviews)
BUSINESS INSURANCE FAQS
If you’re a small business owner in California and you are looking for liability insurance for your business, you have to come to the right place. Hiscox does not offer a one-size-fits-all insurance plan, instead we tailor our small business insurance in California to meet your needs. Hiscox small business insurance products include:
General Liability Insurance also known as Commercial General Liability (CGL) protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Some examples of what could be covered are below:
Learn more about general liability insurance.
Professional liability insurance, sometimes called errors and omissions insurance (E&O insurance) is coverage for another person’s claims against businesses that provide professional and personal services. Some examples of what could be covered are below:
Learn more about professional liability insurance.
Business Owners Policy (BOP) is a combination of general liability and business property insurance. BOP insurance is often used to provide balanced coverage for small businesses who also want to protect their own business equipment. Some examples of what could be covered are below:
Learn more about business owners policy.
How Hiscox can help you:
Hiscox now offers state mandated workers compensation insurance to ensure that injured workers receive prompt and fair compensation for job-related injuries and diseases. In most states, laws require you to pay for an injured worker’s medical care, lost wages, and death benefits. A Hiscox Workers Compensation Insurance policy must be purchased with another Hiscox business insurance policy. To get a free quote, call us at 855-743-2308 and speak to a licensed insurance agent, Mon-Fri 8am-10pm ET.
Learn more about workers compensation insurance.
Example professions we insure in California:
Not sure what type of California Business Insurance you need?
Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you prefer, you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm EST.
Our products have been approved by the California Department of Insurance, and are underwritten by Hiscox Insurance Company Inc., and Illinois insurance company whose license number is 8754.
Rated 4.8/5 for customer satisfaction on feefo – 6,592 reviews
Eric, Redding, CA
“Very helpful and good pricing”
Very helpful, and good pricing.
It was pain free. The people I spoke with followed up and took care of my needs quickly. I would recommend Hiscox to colleagues.
Lilia, Orange County, California
"Great experience with Hiscox insurance!"
Hiscox service was great! They were friendly, quick, and easy to work with. My business plans changed so I no longer needed commercial insurance, but I would buy from them again because of the ease of purchasing and canceling the insurance without questions or complications. I would recommend this company to anyone needing to purchase commercial insurance.
Service Rating "My service feedback with Hiscox"
My experience was good with your company. All my questions were answered and my policy was what I needed.
Steve, Torrance, California
"Great service, great product, great company!"
The sales person was knowledgeable, the process was easy, and the overall experience was great!
Richard, San Diego, California
"Easy application process and personal follow up."
I happy with the process and the personal attention I received.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states.
Administered by Hiscox Inc., a Delaware corporations that is a licensed producer in all states and DC. 520 Madison Avenue, 32nd floor, New York, NY 10022. In California, Hiscox Inc. does business at Hiscox Insurance Agency (license no.: 0F09668).
Mon-Fri: 8am - 10pm ET
© 2017 Hiscox Inc. All rights reserved.
Underwritten by Hiscox Insurance Company Inc.
104 South Michigan Avenue,
Suite 600, Chicago, IL 60603.