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Electronic Data Loss Insurance

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Your data is the life blood of your business. Our Electronic data loss protection insurance safeguards your business in the event you lose all your important business information. 


        What is covered?


What is not covered?

  • Lost or damaged electronic data
  Your liability due to data loss
  • Interruption of computer operations
  Your mistakes
  • E-commerce coverage
  Employee actions


Electronic data loss insurance does cover:


Lost or damaged electronic data

You never know when you may lose all your important data, which is why you must be protected. Our standard business owners policy coverage includes up to $10,000 of coverage to replace or restore your electronic data that is lost as a result of an insured loss, e.g., a  fire that destroys your computer system or a virus.

With this upgrade, we increase your electronic data loss limit to $25,000. This coverage is recommended to professional services businesses, as we understand that your data is the lifeblood of your business.


Interruption of computer operations

Data loss can severely impact a business. That’s why our standard business owners policy coverage includes up to $10,000 of coverage for the actual income your business loses and extra expenses incurred if you cannot operate your business due to the data loss. By purchasing this upgrade, we also increase this limit to $25,000.


E-commerce coverage

This coverage doesn’t exist in our standard business owners policy. However, our electronic data loss protection insurance upgrade includes up to $25,000 in coverage for loss of electronic data used in e-commerce activities and the lost business income associated with that loss. This coverage is recommended for businesses that trade over the Internet and through other means of e-commerce.


Electronic data loss insurance does not cover:


Your liability due to data loss (not a third party)

The Hiscox electronic data loss liability upgrade package only covers your losses due to lost electronic data. It does not provide any coverage for a liability you may have to a third party due to such losses.


Your mistakes

We won’t cover any losses due to a mistake in processing electronic data, or mistakes made in the design, implementation or support of your computer systems or networks, unless those mistakes result in a fire that subsequently destroys the data.


Employee actions

Hiscox won’t cover any losses to electronic data if those losses are a result of your employees’ actions, whether intentional or not.


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Kenneth, Englewood, FL
“Professional and informative”
Very easy to navigate the purchase

Edgar, Destin, FL
“Great service”
Simple and fast!!

Jaquelyn, Gilman, MN
“Easy to understand service and great pricing!”
It was simple and straight forward. That's all I need!

Craig, Florida
“Best rates”
Overall, great. I compared policies with 3 other carriers and none came close to beating Hiscox rates.

Hong, Tampa, FL
“Fast and efficient”
Very good, fast and efficient. Clear and transparent. Good for business users.

Faraz, Houston, TX
“Love them and will refer them to friends & other businesses looking for insurance.”
Excellent. I did not have to wait days to get a quote.




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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


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