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Small Business Owners Insurance Quotes

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Business owner insurance quote examples

We offer competitive small business insurance rates since we’re the first U.S. insurer to offer business owners insurance direct and online in real time.

Below are two sample business owner insurance quotes. 


   Technology consultant


   Business consultant

State    San Francisco, CA    Boston, MA
Business equipment insured    $35,000    $10,00
Property deductible    $500    $1,000
General Liability Insurance per occurrence limit    $1,000,000    $1,000,000
General Liability Insurance aggregate limit    $2,000,000    $2,000,000
Monthly cost    $41.67/mo.    $63.5/mo.
Annual cost    $500.00    $762.00


Quotes will vary by business, depending on your location, the size of your business and the limits and deductibles you select.

Saving money on your business owners policy 

Hiscox offers competitive premiums as well as customized coverage. The following are additional ways you can reduce your insurance costs:

  • Deductibles – By choosing a higher deductible, you take on more of the risk. We reward this by offering you lower premiums.
  • Good risk management is rewarded – If you employ good risk management practices we'll reward you with lower rates.
  • Home-based businesses –  If you run your business from home, we offer rate reductions of up to 10%.
  • Multiple product rate reduction –  If you buy more than one product from Hiscox, we offer up to an additional 5% rate reduction.


Rated 4.8/5 for customer satisfaction – 8,531 reviews

Keith, Knightdale, NC
“What I wanted, with an easy effort.”
Easy and accurate

Dana D, Waldorf, MD
“Quick, Smooth, & Reasonable Rates”
Everything was quick, smooth and reasonable!

Robin, Venice, CA
“Excellent Experience”
I thought that my Insurance expert was very nice. And really walked me through getting the best policy. Was very one on one and personable. Not a robot.

Evan, Bozeman, MT  
“Extraordinarily Affordable”
My policy was easy to get and much more affordable than other places I looked. However, I could not get the fine print until I purchased the policy.

Jon, Worcester, MA
“Great Services and Products”
No haggle, No hassle, and very expedient. You were very helpful and knowledgeable about the services that I needed. My policy was delivered immediately within the 24 hr period.

Richard, Laredo, TX
“Your people are helpful and knowledgeable about my field of work which helped to understand what we do , to get the best price I had checked with many others and was discouraged because the other companies did not understand ... what we do , so they would price me out where I could not afford it . Thank You”




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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


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