Small Business Owners Insurance - Quote and Buy BOP Insurance Online | Hiscox
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Small Business Owners Insurance Quotes

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Business owner insurance quote examples

We offer competitive small business insurance rates since we’re the first U.S. insurer to offer business owners insurance direct and online in real time.

Below are two sample business owner insurance quotes. 


   Technology consultant


   Business consultant

State    San Francisco, CA    Boston, MA
Business equipment insured    $35,000    $10,00
Property deductible    $500    $1,000
General Liability Insurance per occurrence limit    $1,000,000    $1,000,000
General Liability Insurance aggregate limit    $2,000,000    $2,000,000
Monthly cost    $41.67/mo.    $63.5/mo.
Annual cost    $500.00    $762.00


Quotes will vary by business, depending on your location, the size of your business and the limits and deductibles you select.

Saving money on your business owners policy 

Hiscox offers competitive premiums as well as customized coverage. The following are additional ways you can reduce your insurance costs:

  • Deductibles – By choosing a higher deductible, you take on more of the risk. We reward this by offering you lower premiums.
  • Good risk management is rewarded – If you employ good risk management practices we'll reward you with lower rates.
  • Switcher rate reductions – If you currently have a business owner’s policy with another company, we offer up to a 15% rate reduction on our product when you choose Hiscox.
  • Home-based businesses –  If you run your business from home, we offer rate reductions of up to 10%.
  • Multiple product rate reduction –  If you buy more than one product from Hiscox, we offer up to an additional 5% rate reduction.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox the small business insurance specialists, and speak to one of our licensed agents today!


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