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Many small business owners mistakenly believe that if they have general liability insurance, their own losses are covered as well as the losses of their customers. But a general liability policy does not protect you when it comes to your OWN property. If you want to protect your own property consider buying Business Owners Policy (BOP).
Business Owners Policy (BOP) is enhanced insurance that combines general liability insurance and property insurance.
Depending upon the specific needs of your business, you can customize your BOP policy by choosing options such as:
Business Owners Insurance does not protect you from Professional Services. For example
To get professional services coverage you can choose to buy a Professional Liability insurance policy in addition to Business Owners Policy.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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