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Author Archives: Hiscox Blog

3 ways to combat the winter blues in your business

Whether you call them the winter blues, cold weather blahs, or winter doldrums, the shorter days and colder temperatures of winter are likely having a negative effect on your mood and productivity – and that can impact your business. Here are three ideas to help you combat the negative effects of winter.

Top Small Business Webinars To Attend in The New Year

Online webinars are great small business resources to increase your knowledge about topics related to your industry and running a small business. Supplementing your knowledge of the general consumer landscape can help you identify potential opportunities for growth. Register for one of the upcoming webinars below and solidify techniques to grow your small business in […]

“Spotting” your personal training business with small business insurance

Business insurance is like spotting for your business – there to step in right when you need it and prevent major catastrophe.

Don’t Get Snowed Over: Why Snow Removal Professionals Need General Liability Insurance

The winter months are when snow removal professionals can build up their bank in the cold months helping businesses and home owners keep their properties clear and accessible. The risks associated with this kind of work are both obvious and hidden. Sure, you’re aware of the risks of injury that comes with trudging through waist-deep snow and climbing up ladders, and you know that the heavy machinery you use to clear out snow that at clients’ properties could break down and need repair.

How independent contractor insurance can help your small business

Contractors are a great way to grow your small business. Having contractor insurance can help protect you and your staff, and ensure that you’re not taking on more risk when you use them.

4 Achievable Small Business Resolutions for the New Year

Don’t skip on making those resolutions for your small business in 2015. Small business resolutions are a good way to formalize ideas and take action on things you’ve been meaning to do anyway in 2015.

How can tax professionals make sure they’re prepared for tax season?

As the owner of a small business that prepares taxes, how can you be sure you’re ready to provide clients with the best possible services on a tight timeframe?

Why do marketing and media consultants need business insurance?

Marketing consultants and independent media professionals make their livings giving advice. Because of the subjective nature of this type of work, it’s very possible that at some point a client is going to be unhappy with the work, and may even pursue legal remediation. This is why all small businesses in the marketing and media consulting space should consider two types of small business insurance: professional liability coverage and general liability protection.

How Personal Trainers Can Capitalize on New Year’s Resolutions

Small business owners in the health and wellness fields know, the beginning of January marks the start of one of the busiest times of the year. Personal trainers find themselves especially busy, as people are ready to embrace goals in search of their personal best, or at least lose a couple of the pounds they packed on over the holidays.

Oh Great, A Lawsuit. Now What?

As a small business owner there are fewer things capable of striking more fear into your heart than being sued. Even in a best-case scenario where you have professional liability insurance, general liability coverage, or a business owners policy in place, a lawsuit still means lost time, stress, and possible damage to your reputation.

Regardless of whether you have small business insurance or were at fault, here are four steps you can take if your small business is sued. They might improve the situation, maybe even dramatically.


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