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Small Business Blog

Our blog is designed to be a "go to" resource for your small business. Here you will find valuable information and advice on launching, running, protecting and making your business a huge success.

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Hiscox challenges small business owners to Encourage Courage

Hiscox Small Business Insurance launches new branding campaign to Encourage Courage.

At Hiscox, we help small business owners, consultants and entrepreneurs build, grow and protect their businesses. We enjoy working with these communities because we know that starting a small business takes courage and risk. These traits are similar to those we value in our employees.

We’re proud to encourage courage in our customers as well as in ourselves. We take risks everyday to help our customers become the best small business owners that they can be. We know that our customers need to take risks every day as small business owners. Read More »

5 things you need to know about starting a photography business

5 things you need to know about starting a photography businessCreating your own business can take a lot of hard work, and learning how to start a photography business is no different.

Learning how to handle the administrative aspects of starting a small business is just as important as honing your craft. Here are five things to think about when starting a photography business. Read More »

How to prepare your small business for the fall

How to prepare your small business for the fallFall is in full swing. Use the tips below to keep your small business on track.

Every year as the days get shorter and leaves start to brown, we begin to hear a lot about winterizing homes and gardens to prepare for the coming winter. What we don’t hear so much about is getting your small business into gear for the fall and winter seasons. Your business probably doesn’t have a water heater to flush or chimney to sweep, but it might have some leaves to rake.  Here are several smart steps you can take to make sure you’re ready to tackle the last quarter of the year with gusto.


If running your small business involves any amount of air travel, this fall is going to be more of a bear than usual. Infectious disease outbreaks, terrorist activities and weather events will – or already are – making a mess of travel plans for entrepreneurs and business people across the country and around the world. Realistically, try to limit your air travel to what is absolutely necessary. The silver lining to this dark cloud is more time in the office, less money spent on travel and fewer tons of greenhouse gas emissions. Read More »

How can entrepreneurs build a great business plan?

How to write a business plan for your small businessBusiness plans help clarify small business goals, as well as the steps needed to achieve them. In order to attract attention from investors, writing a business plan detailing how you will implement your business’ strategy is imperative.

Learning how to make a business plan can seem daunting, especially when you’re new to running a business altogether. Here are the different pieces that all business plans should have, and why they are important. Read More »

Bookkeeping tips for small businesses

Bookkeeping tips for small businessesSmall business bookkeeping is just one of the many tasks every business owner must handle. Successful businesses know that in order to stay afloat, they need an efficient process for everything from tax forms to inventory.

Staying on top of your small business bookkeeping can be tough, but doing so will give you better control of your business expenditures and a better idea of your profit margin. Here are some tips to help you better manage the bookkeeping for your small business. Read More »

What is a sole proprietorship?

What is a sole proprietorshipBecause a sole proprietorship is the simplest form of business an entrepreneur can start, it is also the most prevalent small business type.

A sole proprietorship is a business run by a single owner. Because there are no other people involved in running your business, you are entitled to all of the profits gained, as well as responsible for all debts incurred by your business. Many sole proprietorships can even be run out of owners’ own homes, whether they manage their home design services from their bedrooms, or perform bookkeeping services for clients from their basements. Read More »

What is e-insurance and how can it help with your small business?

What is e-insurance and how can it help with your small businessE-insurance usage can lessen the burden of paperwork for small business owners.

A small business has enough to worry about without having to keep track of its insurance paperwork. E-insurance accounts, launched on the Insurance Repository System (or IRS), allow small businesses to store insurance statements and policies electronically, all on a single platform. Aside from providing an easy way to remain organized, here are some other benefits of e-insurance. Read More »

What types of small businesses are women starting?

What types of small businesses are women starting

With the kids in school – or maybe out of the house for good – some moms may have time on their hands. There are plenty of small business ideas for women that could lead to more moms becoming mompreneurs. Deciding to start a small business may be the next logical step for moms looking to enter the workforce again.

Why should dadpreneurs get all the fun of starting their own small business? There are an increasing number of industries in which women are thriving. Here are some top small business ideas for women entrepreneurs.

Event Planning

If you enjoy organizing and keeping hectic lives in order, event planning can be a great way to do something you’re skilled at and get paid for it. From children’s birthday parties to wedding festivities, there is high demand for event planners to alleviate the stress that comes with planning a big party. Because event planners prepare for the worst, your clients will feel safe knowing their event is in good hands. Read More »

Top 10 small businesses to start

Top 10 small businesses to startAre you thinking of making a career change? Choosing your own small business to start is no easy task! With the right amount of research and luck, you can build a lasting venture.

Choosing the right type of small business to start is challenging, but here are some of the top industries for burgeoning entrepreneurs.

  1. Event Planning
    Party planning can take up a lot of time and resources, especially if you want the event to be memorable. Event planners step in and alleviate this burden, providing clients with equipment and organizational skills to prevent headaches and mistakes before they occur.
  2. IT Consultant
    The role of technology within the workplace has become much more prominent in the last few decades. As businesses grow, there is a larger need to keep backend technology running smoothly. IT consultants can be contracted out to businesses on an as needed basis, whether employees need help installing software or resolving problems in their system.
  3. Read More »

3 tips for small business owners on marketing to Hispanic millennials

3 tips for small business owners on marketing to Hispanic millennials

Guest blogger Alison Feliciano of, shares tips for small business owners to connect with Hispanic millennial buyers.

Small business owners can use these tactics to connect with Hispanic millennial buyers.

In honor of National Hispanic Heritage Month, the Hiscox blog is featuring small business tips from Hispanic and Latino small business owners. Below, entrepreneur Alison Feliciano, founder and owner of MyCRD, a credit restoration company, shares tips for marketing to Hispanic millenials.

I just recently learned the term “Millennials”. That is what they call individuals born between the early 1980’s and 2000. This generation is a generation of power consumers that no business should ignore. But the other thing that shocked me even more is that one in five American millennials is Hispanic.

I am a firm believer that if a small business is not marketing on a multicultural platform you will be leaving money on the table. Here are a few ways you can expand your existing marketing to target Hispanic millennials.

  • Via Text Message – Of all demographic groups in the United States, Hispanic youth text the most. A recent study revealed that Hispanics age 14 to 17 send up to 100 text messages a day. That statistic compares to the 50 messages for white youth and up to 80 for black youth. The median cellphone user on the other hand, sends an average of 10 texts per day. Implementing a texting campaign would be a prime place to reach Hispanic millennials.

    As a parent of two teens, I know that teens are obsessed with their cellphones. It’s as though it’s an extension of   their body, which sometimes drives me nuts! But as a business owner, I understand that if I ignore this fact, that it could  cause me to lose potential income.

    There are platforms such as Ex Texting and Mobivity that allows business owners to collect customer feedback, send promotions and even remind clients of appointments – all via text.

  • Read More »


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