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About K&R insurance


We arrange two types of policy:

  • ASM CP (Corporate Protection) – most frequently covers all directors, officers and employees of publicly-owned commercial organisations - from small companies to household names.  Cover can apply to named people only, if required.  All relatives of covered persons are also automatically included.
  • SRP (Special Risk Protection) – a policy for private families, individuals and small groups of shareholders (+ families) of privately owned companies.  Cover is issued on a named person basis.

Both policies comprise three vital elements:

  • Prevention:  We offer our clients security advice documents to help them minimise their exposure to risk.  We can also assist with risk prevention training. 
  • Financial reimbursement of costs associated with an insured event, up to the policy limit.
  • Guaranteed, immediate access to specialist kidnap response consultants.   Their role is to advise the family or company on the complex and sensitive issues that need to be addressed in order to obtain the safe release of the victim. The fees and expenses of the response consultants are unlimited following an insured incident.

Confidentiality 
We make client confidentiality an utmost priority and operate a strict policy of non-disclosure of client details. 


Hiscox ASM Ltd is an indirect subsidiary of Hiscox Ltd (ultimate parent company of the Hiscox Group) and carries on business in the United Kingdom where it is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities. Hiscox ASM Ltd acts only for insurance brokers or intermediaries wishing to buy insurance from insurers in the Hiscox Group and does not itself handle client monies.

Prospective purchasers of insurance must when seeking new or renewal insurance disclose any information which might influence the insurer in deciding whether to accept the risk and in setting the terms or premiums. Failure to do so may entitle the insurer to declare the insurance void from inception and to reject any claim.
 
 
 
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