Structure

Division	Sub-division	Business description	Management
Hiscox London Market		Reinsurance Property Marine and energy Specialty Kidnap and ransom Terrorism Political risks Errors and omissions Aerospace	Russell Merrett, Managing Director

Hiscox International	Hiscox Bermuda	Global reinsurance Group capital support Healthcare insurance	Jeremy Pinchin, Chief Executive Officer
	Hiscox Guernsey	Fine art Kidnap and ransom Terrorism	Steve Camm, Managing Director
	Hiscox USA	Errors and omissions Directors and officers' liability Specialty Kidnap and ransom Terrorism Technology / media Direct to customer commercial business Property	Ben Walter, Chief Executive Officer

Hiscox UK and Europe	Hiscox UK	Fine art High-value household Errors and omissions Directors and officers' liability Specialty commercial Technology / media Direct to customer household and commercial business	Steve Langan, Managing Director
Hiscox UK and Europe	Hiscox Europe	Fine art High-value household Errors and omissions Directors and officers' liability Specialty commercial Technology / media Kidnap and ransom Terrorism	Pierre-Olivier Desaulle, Managing Director