Caroline Foulger joined Hiscox in January 2013. Until May 2012, Caroline led PricewaterhouseCoopers’ (PwC) Insurance and Reinsurance team in Bermuda, and was Head of the PwC Bermuda Government and Public Sector Practice. As a member of PwC’s Global Insurance Leadership team Caroline developed a significant network in Bermuda, New York and London and was responsible for PwC’s relationship with the Association of Bermuda Insurers and Reinsurers (ABIR). Caroline is a Fellow of the Institute of Chartered Accountants in England and Wales, a member of the Institute of Chartered Accountants of Bermuda and a member of the Institute of Directors.