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Insuring art requires a specialist. As Europe’s leading insurer of high value homes and fine art, we have a long history of protecting valuable possessions and unique objects. Through our own collection, promotion and sponsorship of art, we appreciate every piece is as unique as the people who create, collect, buy, sell and show it.
Whether you’re a private owner or commercial gallery, we can cover your collection, for all risks of loss or damage worldwide.
From the restoration of fragile pieces to the recovery of stolen works, our expertise is extensive. Our relationships with the art world means if you have to make a claim you can be sure your case will be handled in the most sensitive way possible.
Who is it for?
Clients include museums and galleries as well as individual dealers, exhibitors and collectors. We also offer insurance cover specifically geared towards professionals in the world of fine art, such as auctioneers and valuers.
Cover
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For art and exhibitions anywhere in the world, with accidental loss and damage as standard, including when the art is in transit
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Defective title insurance, aimed at collectors and museums. If there is an ownership dispute you were unaware of at the time of purchase, this covers legal costs or expenses incurred in defending such claims, along with the agreed value of the item itself if required
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Worldwide cover for exhibition cancellation
We also provide insurance protection for auctioneers, valuers and restorers. This can include combined all risks and professional indemnity insurance to protect against any unforeseen mishaps as well as protection for the consequences of advice or opinions given in a professional capacity.
Territories
Worldwide with many clients in Europe and the US.
The premium is based on
Value, location, security and complexity of the collection.
To find out moreFor more information, please speak to your Lloyd's broker or contact our Fine Art, Museums & Galleries team using the Enquiry Form.
The summary of cover is illustrative only and should be read in conjunction with the full terms and conditions of a Hiscox policy.
Hiscox’s ability to do business in the USA and US territories is restricted because Hiscox is not a US-based insurer. The sections of the Site referring to US business provide general information on Hiscox’s products and services only and are not intended to and do not constitute a solicitation of business from or in respect of the USA and US territories.
Enquiries as to insurance or other products or services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state and, without prejudice to the foregoing, anyone requiring further information about an insurer’s ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice. |